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Columbus, GA vs Chicago, IL

Moving from Columbus to Chicago? Here's what changes — from your equivalent salary to housing ($209,527 → $353,998 median home) and taxes.

Columbus, GA
Photo: PghPhxNfk via Commons · CC BY-SA 4.0
Chicago, IL
Photo: File:Chicago River ferry.jpg: John Picken derivative work: Georgfotoart via Commons · CC BY 2.0

Columbus vs Chicago at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Columbus, GA Chicago, IL Cost-of-living index Columbus, GA — Cost-of-living index: 89 89 Chicago, IL — Cost-of-living index: 102 102 Median home price Columbus, GA — Median home price: $210k $210k Chicago, IL — Median home price: $354k $354k Price per sqft Columbus, GA — Price per sqft: $102 $102 Chicago, IL — Price per sqft: $208 $208 Median rent Columbus, GA — Median rent: $1,278 $1,278 Chicago, IL — Median rent: $2,266 $2,266 Combined sales tax Columbus, GA — Combined sales tax: 7.4% 7.4% Chicago, IL — Combined sales tax: 8.9% 8.9% Property tax rate Columbus, GA — Property tax rate: 0.79% 0.79% Chicago, IL — Property tax rate: 2.11% 2.11% Violent crime /100k (state avg) Columbus, GA — Violent crime /100k (state avg): 370 370 Chicago, IL — Violent crime /100k (state avg): 430 430 Electricity ¢/kWh Columbus, GA — Electricity ¢/kWh: 15.4 15.4 Chicago, IL — Electricity ¢/kWh: 20.5 20.5 Avg commute (min) Columbus, GA — Avg commute (min): 22 22 Chicago, IL — Avg commute (min): 31 31 Avg summer high °F Columbus, GA — Avg summer high °F: 89° 89° Chicago, IL — Avg summer high °F: 85° 85° Avg winter low °F Columbus, GA — Avg winter low °F: 34° 34° Chicago, IL — Avg winter low °F: 15° 15°

To keep the same standard of living as $100,000 in Columbus, GA, you'd need about $113,369 in Chicago, IL (+$13,369).

Livability — Columbus, GA: 76 · Chicago, IL: 63 (0–100).

What your home budget buys

A $500,000 home budget gets you about 4,892 sqft in Columbus vs 2,402 sqft in Chicago ($102 vs $208 per sqft).

Annual cost breakdown (at $100,000)

CategoryColumbus, GAChicago, ILDifference
Housing $15,336 $27,192 +$11,856
Groceries $4,816 $5,215 +$400
Transportation $3,515 $3,550 +$35
Utilities $5,076 $4,800 −$276
Insurance $180 $180 +$0
Taxes $7,773 $8,051 +$278
Total $36,696 $48,988 +$12,293

Effective state & local tax rate on $100,000 — Columbus, GA: 7.8% · Chicago, IL: 8.1% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricColumbus, GAChicago, IL
Cost-of-living index88.8102.5
Unemployment rate6.87%6.19%
Population growth (5-yr)5.2%0.2%
Air quality (median AQI)4956
Big Mac price (est.)$5.06$5.83
Median home price$209,527$353,998
Home price ÷ income3.8×4.2×
1-yr home appreciation3.0%4.4%
Price per square foot$102$208
Median rent$1,278$2,266
Total tax burden (state avg, Tax Foundation)8.9%12.9%
Combined sales tax7.38%8.86%
Capital gains tax5.39%4.95%
Property tax rate0.79%2.11%
Life expectancy at birth72.7 yrs78.2 yrs
Healthcare (annual)$6,400$6,800
Uninsured (share of residents)11.7%8.4%
Primary care providers / 100k7985
Childcare (annual, infant)$9,500$14,000
Vehicle property taxNoneNone
Days per year ≥ 90°F7318
Days per year ≥ 100°F21
Homes with air conditioning (state)95%96%
Avg commute (min)2231
Commute by driving alone77.0%63.6%
Home insurance / yr$2,100$1,900
Auto insurance / yr$1,900$1,600
FEMA risk index (0–100, higher = more risk)63.7 — Relatively Low97.1 — Relatively High
Flood insurance / yr$700$700
Earthquake insurance / yr$100$300
Electricity ¢/kWh15.420.5
Gas $/gal3.153.60
Natural gas / mo$74$82
Water & sewer / mo$123$57
Home internet / mo$88$77
Violent crime /100k (state avg)370430
Avg summer high °F8985
Avg winter low °F3415
Annual precipitation (in)50.440.9
Annual snowfall (in)2.238.8
Sunshine (% possible)60%54%
Permit difficulty (1–5)24

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