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Port St. Lucie, FL vs Chicago, IL

Moving from Port St. Lucie to Chicago? Here's what changes — from your equivalent salary to housing ($383,275 → $353,998 median home) and taxes.

Port St. Lucie, FL
Photo: Birbie28 via Commons · CC BY-SA 4.0
Chicago, IL
Photo: File:Chicago River ferry.jpg: John Picken derivative work: Georgfotoart via Commons · CC BY 2.0

Port St. Lucie vs Chicago at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Port St. Lucie, FL Chicago, IL Cost-of-living index Port St. Lucie, FL — Cost-of-living index: 102 102 Chicago, IL — Cost-of-living index: 102 102 Median home price Port St. Lucie, FL — Median home price: $383k $383k Chicago, IL — Median home price: $354k $354k Price per sqft Port St. Lucie, FL — Price per sqft: $207 $207 Chicago, IL — Price per sqft: $208 $208 Median rent Port St. Lucie, FL — Median rent: $2,332 $2,332 Chicago, IL — Median rent: $2,266 $2,266 Combined sales tax Port St. Lucie, FL — Combined sales tax: 7.0% 7.0% Chicago, IL — Combined sales tax: 8.9% 8.9% Property tax rate Port St. Lucie, FL — Property tax rate: 0.96% 0.96% Chicago, IL — Property tax rate: 2.11% 2.11% Violent crime /100k (state avg) Port St. Lucie, FL — Violent crime /100k (state avg): 380 380 Chicago, IL — Violent crime /100k (state avg): 430 430 Electricity ¢/kWh Port St. Lucie, FL — Electricity ¢/kWh: 15.4 15.4 Chicago, IL — Electricity ¢/kWh: 20.5 20.5 Avg commute (min) Port St. Lucie, FL — Avg commute (min): 28 28 Chicago, IL — Avg commute (min): 31 31 Avg summer high °F Port St. Lucie, FL — Avg summer high °F: 91° 91° Chicago, IL — Avg summer high °F: 85° 85° Avg winter low °F Port St. Lucie, FL — Avg winter low °F: 52° 52° Chicago, IL — Avg winter low °F: 15° 15°

To keep the same standard of living as $100,000 in Port St. Lucie, FL, you'd need about $105,083 in Chicago, IL (+$5,083).

Livability — Port St. Lucie, FL: 65 · Chicago, IL: 63 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,413 sqft in Port St. Lucie vs 2,402 sqft in Chicago ($207 vs $208 per sqft).

Annual cost breakdown (at $100,000)

CategoryPort St. Lucie, FLChicago, ILDifference
Housing $27,984 $27,192 −$792
Groceries $4,813 $5,215 +$402
Transportation $4,800 $3,550 −$1,250
Utilities $4,080 $4,800 +$720
Insurance $180 $180 +$0
Taxes $2,457 $8,051 +$5,594
Total $44,314 $48,988 +$4,674

Effective state & local tax rate on $100,000 — Port St. Lucie, FL: 2.5% · Chicago, IL: 8.1% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricPort St. Lucie, FLChicago, IL
Cost-of-living index102.2102.5
Unemployment rate5.48%6.19%
Population growth (5-yr)8.7%0.2%
Air quality (median AQI)4056
Big Mac price (est.)$5.81$5.83
Median home price$383,275$353,998
Home price ÷ income5.5×4.2×
1-yr home appreciation-2.9%4.4%
Price per square foot$207$208
Median rent$2,332$2,266
Total tax burden (state avg, Tax Foundation)9.1%12.9%
Combined sales tax7.02%8.86%
Capital gains taxNone4.95%
Property tax rate0.96%2.11%
Life expectancy at birth78.9 yrs78.2 yrs
Healthcare (annual)$7,500$6,800
Uninsured (share of residents)13.9%8.4%
Primary care providers / 100k4585
Childcare (annual, infant)$10,000$14,000
Vehicle property taxNoneNone
Days per year ≥ 90°F5518
Days per year ≥ 100°F01
Homes with air conditioning (state)96%96%
Avg commute (min)2831
Commute by driving alone76.6%63.6%
Home insurance / yr$4,200$1,900
Auto insurance / yr$2,900$1,600
FEMA risk index (0–100, higher = more risk)95.4 — Relatively High97.1 — Relatively High
Flood insurance / yr$1,400$700
Earthquake insurance / yr$100$300
Electricity ¢/kWh15.420.5
Gas $/gal3.353.60
Natural gas / mo$38$82
Water & sewer / mo$88$57
Home internet / mo$76$77
Violent crime /100k (state avg)380430
Avg summer high °F9185
Avg winter low °F5215
Annual precipitation (in)51.540.9
Annual snowfall (in)0.038.8
Sunshine (% possible)68%54%
Permit difficulty (1–5)34

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