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Syracuse, NY vs Chicago, IL

Moving from Syracuse to Chicago? Here's what changes — from your equivalent salary to housing ($264,903 → $353,998 median home) and taxes.

Syracuse, NY
Photo: Quintin Soloviev via Commons · CC BY 4.0
Chicago, IL
Photo: File:Chicago River ferry.jpg: John Picken derivative work: Georgfotoart via Commons · CC BY 2.0

Syracuse vs Chicago at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Syracuse, NY Chicago, IL Cost-of-living index Syracuse, NY — Cost-of-living index: 96 96 Chicago, IL — Cost-of-living index: 102 102 Median home price Syracuse, NY — Median home price: $265k $265k Chicago, IL — Median home price: $354k $354k Price per sqft Syracuse, NY — Price per sqft: $166 $166 Chicago, IL — Price per sqft: $208 $208 Median rent Syracuse, NY — Median rent: $1,633 $1,633 Chicago, IL — Median rent: $2,266 $2,266 Combined sales tax Syracuse, NY — Combined sales tax: 8.5% 8.5% Chicago, IL — Combined sales tax: 8.9% 8.9% Property tax rate Syracuse, NY — Property tax rate: 2.64% 2.64% Chicago, IL — Property tax rate: 2.11% 2.11% Violent crime /100k (state avg) Syracuse, NY — Violent crime /100k (state avg): 350 350 Chicago, IL — Violent crime /100k (state avg): 430 430 Electricity ¢/kWh Syracuse, NY — Electricity ¢/kWh: 29.4 29.4 Chicago, IL — Electricity ¢/kWh: 20.5 20.5 Avg commute (min) Syracuse, NY — Avg commute (min): 21 21 Chicago, IL — Avg commute (min): 31 31 Avg summer high °F Syracuse, NY — Avg summer high °F: 83° 83° Chicago, IL — Avg summer high °F: 85° 85° Avg winter low °F Syracuse, NY — Avg winter low °F: 16° 16° Chicago, IL — Avg winter low °F: 15° 15°

To keep the same standard of living as $100,000 in Syracuse, NY, you'd need about $106,225 in Chicago, IL (+$6,225).

Livability — Syracuse, NY: 61 · Chicago, IL: 63 (0–100).

What your home budget buys

A $500,000 home budget gets you about 3,019 sqft in Syracuse vs 2,402 sqft in Chicago ($166 vs $208 per sqft).

Annual cost breakdown (at $100,000)

CategorySyracuse, NYChicago, ILDifference
Housing $19,596 $27,192 +$7,596
Groceries $4,868 $5,215 +$347
Transportation $3,895 $3,550 −$345
Utilities $6,312 $4,800 −$1,512
Insurance $180 $180 +$0
Taxes $8,414 $8,051 −$363
Total $43,265 $48,988 +$5,723

Effective state & local tax rate on $100,000 — Syracuse, NY: 8.4% · Chicago, IL: 8.1% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricSyracuse, NYChicago, IL
Cost-of-living index95.7102.5
Unemployment rate5.79%6.19%
Population growth (5-yr)-0.1%0.2%
Air quality (median AQI)3656
Big Mac price (est.)$5.45$5.83
Median home price$264,903$353,998
Home price ÷ income3.8×4.2×
1-yr home appreciation6.6%4.4%
Price per square foot$166$208
Median rent$1,633$2,266
Total tax burden (state avg, Tax Foundation)15.9%12.9%
Combined sales tax8.52%8.86%
Capital gains tax10.90%4.95%
Property tax rate2.64%2.11%
Life expectancy at birth77.5 yrs78.2 yrs
Healthcare (annual)$7,800$6,800
Uninsured (share of residents)4.5%8.4%
Primary care providers / 100k8185
Childcare (annual, infant)$17,000$14,000
Vehicle property taxNoneNone
Days per year ≥ 90°F718
Days per year ≥ 100°F01
Homes with air conditioning (state)88%96%
Avg commute (min)2131
Commute by driving alone74.4%63.6%
Home insurance / yr$1,600$1,900
Auto insurance / yr$2,100$1,600
FEMA risk index (0–100, higher = more risk)83.8 — Relatively Moderate97.1 — Relatively High
Flood insurance / yr$800$700
Earthquake insurance / yr$100$300
Electricity ¢/kWh29.420.5
Gas $/gal3.453.60
Natural gas / mo$98$82
Water & sewer / mo$87$57
Home internet / mo$76$77
Violent crime /100k (state avg)350430
Avg summer high °F8385
Avg winter low °F1615
Annual precipitation (in)40.040.9
Annual snowfall (in)48.038.8
Sunshine (% possible)50%54%
Permit difficulty (1–5)54

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