Cost of living in Aguadilla, PR
Livability score 56 · cost-of-living index 100.0 (US = 100)
Data coverage: Puerto Rico
Our sources don't break Puerto Rico out by metro for every figure. On this page median home price, median rent, cost-of-living and grocery indices, crime rates, electricity price, home appreciation, childcare and healthcare costs are territory-level fallbacks — both Puerto Rico metros carry the same number — so treat them as rough placeholders rather than measurements for Aguadilla.
Specific to Aguadilla: median household income, unemployment, population, commute time, property tax rate, sales tax (11.5% IVU), plus income tax, which uses Puerto Rico's real progressive brackets. See methodology for per-field sources.
Shown as "—" because no Puerto Rico data is published: life expectancy, air-conditioning prevalence, FEMA risk index.
How Aguadilla compares
Where Aguadilla falls within the range of all 200 metros (marker = this city).
Map of Aguadilla
Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
Map data © OpenStreetMap contributors · business listings via Google Maps
Cost of living
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Cost-of-living index (US=100) | 100.0 | metro-area | #141 of 200 |
| Grocery index (US=100) | 100.0 | metro-area | #158 of 200 |
| Big Mac price (est.) | $5.69 | metro-area | #141 of 200 |
| Median household income | $19,455 | metro-area | #200 of 200 |
| Median wage (all occupations) | $17,018 | metro-area | #200 of 200 |
Who lives here
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Median age | 45.2 years | metro-area | #190 of 200 |
| Bachelor's degree or higher (25+) | 24.4% | metro-area | #176 of 200 |
| Foreign-born residents | 1.0% | metro-area | #200 of 200 |
| Homes that are owner-occupied | 66.3% | metro-area | #100 of 200 |
Economy
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Unemployment rate | 14.05% | metro-area | #200 of 200 |
| Population growth (5-yr) | -2.0% | metro-area | #190 of 200 |
Housing — what your money buys
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Median home price | $350,000 | metro-area | #102 of 200 |
| Home price ÷ income (affordability) | 18.0× | metro-area | #200 of 200 |
| 1-yr home appreciation | +3.0% | metro-area | #47 of 200 |
| Price per square foot | $200 | metro-area | #111 of 200 |
| Typical home size (implied) | 1,750 sqft | ||
| Median rent (monthly) | $1,500 | metro-area | #77 of 200 |
| Homes for sale (inventory) | 3,000 | ||
| Median days on market | 35 | metro-area | #169 of 200 |
Taxes
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Total tax burden (est. % of income) | 11.0% | state | #138 of 200 |
| Combined sales tax | 11.50% | state | #199 of 200 |
| State income tax (top rate) | 33.00% | ||
| Capital gains tax | 33.00% | state | #199 of 200 |
| High earners | No special surtax | ||
| Social Security in retirement | Not taxed — Puerto Rico has its own income tax code; US Social Security benefits are not taxed by it | ||
| Effective property tax rate | 0.33% | metro-area | #5 of 200 |
| Median property tax paid | $361 | metro-area | #1 of 200 |
Health & childcare
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Healthcare (annual, single adult) | $5,000 | state | #1 of 200 |
| Childcare (annual, infant, center) | $6,000 | state | #1 of 200 |
Vehicles & commute
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Annual registration | $60 | state | #19 of 200 |
| Vehicle property tax (annual) | None | state | #1 of 200 |
| Emissions testing | Not required | ||
| Emissions detail | No vehicle emissions testing | ||
| DMV & license offices | 4 | ||
| Avg commute to work | 25 min | metro-area | #123 of 200 |
Utilities & fuel
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Electricity | 16.0¢/kWh | state | #68 of 200 |
| Avg monthly electric bill | $144 | state | #68 of 200 |
| Gasoline | $3.40/gal | state | #135 of 200 |
| Natural gas (avg monthly bill) | $5 | state | #1 of 200 |
| Water & sewer (avg monthly bill) | $40 | state | #1 of 200 |
| Home internet (avg monthly bill) | $60 | state | #1 of 200 |
Insurance
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Home insurance (annual) | $1,200 | state | #8 of 200 |
| Auto insurance (annual) | $1,200 | state | #3 of 200 |
Disaster risk & supplemental insurance
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Main natural hazards | Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed. | ||
| Flood insurance (annual, NFIP) | $1,300 | state | #183 of 200 |
| Earthquake insurance (annual) | $100 | state | #1 of 200 |
Climate & air quality
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Air quality (median AQI, lower=cleaner) | 42 | metro-area | #57 of 200 |
| Cooling degree-days (AC load) | 5,000 | metro-area | #199 of 200 |
| Heating degree-days (heat load) | 0 | metro-area | #1 of 200 |
| Days per year ≥ 90°F | 88 | metro-area | #172 of 200 |
| Days per year ≥ 100°F | 0 | metro-area | #5 of 200 |
| Avg summer high (state) | 88°F | metro-area | #98 of 200 |
| Avg winter low | 72°F | metro-area | #1 of 200 |
| Annual precipitation | 60.0" | metro-area | #193 of 200 |
| Annual snowfall | 0.0" | metro-area | #1 of 200 |
| Sunshine (% of possible) | 65% | metro-area | #52 of 200 |
| Plant hardiness zone | 13a | ||
| Frost window | 01-01 → 01-01 |
Safety
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Violent crime (per 100k, state avg) | 350 | state | #51 of 200 |
| Property crime (per 100k, state avg) | 700 | state | #1 of 200 |
Local amenities & recreation
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Grocery stores | 120 | metro-area | #5 of 200 |
| Parks | 60 | ||
| Hiking areas | 15 | ||
| Golf courses | 15 | ||
| Shooting ranges | 4 | ||
| Lakes | 4 |
Permits
| Metric | Value | Scope | US rank |
|---|---|---|---|
| Building permit difficulty (1–5) | 2 | state | #1 of 200 |
| Permit detail | Generally easy |
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
Salaries by occupation in Aguadilla
Local median pay, BLS OEWS. All occupations →
| Occupation | Median pay |
|---|---|
| Pharmacists | $100,930 |
| Software Developers | $67,980 |
| Financial Managers | $65,340 |
| General & Operations Managers | $64,530 |
| Construction Managers | $64,030 |
| Civil Engineers | $58,290 |
| Human Resources Managers | $57,880 |
| Lawyers | $51,710 |
| Elementary School Teachers | $39,650 |
| Accountants & Auditors | $31,750 |
| Registered Nurses | $30,890 |
| Electricians | $29,800 |
| Welders, Cutters & Solderers | $27,230 |
| Carpenters | $25,410 |
| Graphic Designers | $22,280 |
| Plumbers, Pipefitters & Steamfitters | $22,180 |
| Police & Sheriff's Patrol Officers | $21,280 |
| Heavy & Tractor-Trailer Truck Drivers | $20,820 |