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Cost of living in Ann Arbor, MI

Livability score 61 · cost-of-living index 98.2 (US = 100)

Ann Arbor, MI
Photo: User: (WT-shared) Jha4ceb at wts wikivoyage via Commons · CC BY-SA 4.0

How Ann Arbor compares

Where Ann Arbor falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 98 — range 85 to 118 across all metros 98 Median home price $149k $1610k Median home price: $423k — range $149k to $1610k across all metros $423k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $256 — range $88 to $1074 across all metros $256 Combined sales tax 0.0% 11.5% Combined sales tax: 6.0% — range 0.0% to 11.5% across all metros 6.0% Property tax rate 0.28% 2.76% Property tax rate: 1.56% — range 0.28% to 2.76% across all metros 1.56% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 460 — range 110 to 1,000 across all metros 460 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 21.4 — range 12.3 to 46.6 across all metros 21.4 Avg summer high (°F) 65° 104° Avg summer high (°F): 83° — range 65° to 104° across all metros 83° Avg winter low (°F) -2° 72° Avg winter low (°F): 16° — range -2° to 72° across all metros 16°

Map of Ann Arbor

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 98.2 metro-area #125 of 200
Grocery index (US=100) 94.1 metro-area #31 of 200
Big Mac price (est.) $5.58 metro-area #122 of 200
Median household income $84,245 metro-area #42 of 200
Median wage (all occupations) $39,045 metro-area #114 of 200

Who lives here

MetricValueScopeUS rank
Median age 34.8 years metro-area #26 of 200
Bachelor's degree or higher (25+) 58.1% metro-area #2 of 200
Foreign-born residents 12.8% metro-area #54 of 200
Homes that are owner-occupied 61.6% metro-area #160 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 4.69% metro-area #67 of 200
Population growth (5-yr) +2.4% metro-area #133 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $422,945 metro-area #143 of 200
Home price ÷ income (affordability) 5.0× metro-area #117 of 200
1-yr home appreciation +2.5% metro-area #72 of 200
Price per square foot $256 metro-area #157 of 200
Typical home size (implied) 1,650 sqft
Median rent (monthly) $2,068 metro-area #166 of 200
Homes for sale (inventory) 858
Median days on market 6 metro-area #5 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 10.0% state #97 of 200
Combined sales tax 6.00% state #16 of 200
State income tax (top rate) 4.25%
Capital gains tax 4.25% state #78 of 200
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 1.56% metro-area #154 of 200
Median property tax paid $5,255 metro-area #181 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 80.5 years metro-area #15 of 200
Healthcare (annual, single adult) $6,500 state #53 of 200
Uninsured (share of residents) 4.3% metro-area #6 of 200
Primary care providers per 100k 178 metro-area #1 of 200
Childcare (annual, infant, center) $11,000 state #99 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $200 state #135 of 200
Vehicle property tax (annual) 0.61% of value (~$171/yr) state #109 of 200
Emissions testing Not required
Emissions detail No vehicle emissions testing
DMV & license offices 4
Avg commute to work 24 min metro-area #83 of 200
Commute by driving alone 61.9% metro-area #8 of 200
Solo drivers commuting 30+ min 31.0% metro-area #95 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 21.4¢/kWh state #141 of 200
Avg monthly electric bill $193 state #141 of 200
Gasoline $3.35/gal state #111 of 200
Natural gas (avg monthly bill) $78 state #139 of 200
Water & sewer (avg monthly bill) $74 state #28 of 200
Home internet (avg monthly bill) $78 state #77 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,300 state #22 of 200
Auto insurance (annual) $2,700 state #175 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Lower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk) 89.3 — Relatively Moderate metro-area #97 of 200
Flood insurance (annual, NFIP) $600 state #16 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 43 metro-area #70 of 200
Cooling degree-days (AC load) 600 metro-area #14 of 200
Homes with air conditioning (state) 87% state #151 of 200
Heating degree-days (heat load) 6,600 metro-area #181 of 200
Days per year ≥ 90°F 8 metro-area #38 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 83°F metro-area #21 of 200
Avg winter low 16°F metro-area #168 of 200
Annual precipitation 37.6" metro-area #71 of 200
Annual snowfall 57.0" metro-area #191 of 200
Sunshine (% of possible) 53% metro-area #168 of 200
Plant hardiness zone 6a
Frost window 04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 460 state #143 of 200
Property crime (per 100k, state avg) 1,600 state #37 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 120 metro-area #5 of 200
Parks 60
Hiking areas 15
Golf courses 15
Shooting ranges 4
Lakes 4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 3 state #87 of 200
Permit detail Moderate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Ann Arbor

Major public and private employers in the Ann Arbor, MI area.

EmployerSectorJobs
University of Michigan Education Careers →
Trinity Health Healthcare Careers →
Domino's Pizza Retail Careers →
General Motors Manufacturing Careers →
Pfizer Healthcare Careers →

Salaries by occupation in Ann Arbor

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $165,500
Pharmacists $142,680
Marketing Managers $138,770
Financial Managers $135,050
Human Resources Managers $134,330
Physician Assistants $134,200
Lawyers $113,780
Software Developers $106,770
Construction Managers $105,690
General & Operations Managers $104,930
Physical Therapists $103,010
Mechanical Engineers $102,660
Data Scientists $99,220
Registered Nurses $87,800
Web Developers $86,560
Civil Engineers $82,230
Electricians $79,770
Dental Hygienists $79,020
Plumbers, Pipefitters & Steamfitters $78,540
Accountants & Auditors $77,420
Police & Sheriff's Patrol Officers $75,500
Elementary School Teachers $64,040
Carpenters $59,710
Heavy & Tractor-Trailer Truck Drivers $52,930
Real Estate Sales Agents $50,880
Graphic Designers $50,670
Welders, Cutters & Solderers $46,520
Medical Assistants $42,710

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