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Cost of living in Charleston, WV

Livability score 77 · cost-of-living index 89.1 (US = 100)

Charleston, WV
Photo: Daniel G Rego via Commons · CC BY-SA 4.0

How Charleston compares

Where Charleston falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 89 — range 85 to 118 across all metros 89 Median home price $149k $1610k Median home price: $149k — range $149k to $1610k across all metros $149k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $88 — range $88 to $1074 across all metros $88 Combined sales tax 0.0% 11.5% Combined sales tax: 6.6% — range 0.0% to 11.5% across all metros 6.6% Property tax rate 0.28% 2.76% Property tax rate: 0.65% — range 0.28% to 2.76% across all metros 0.65% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 280 — range 110 to 1,000 across all metros 280 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 16.1 — range 12.3 to 46.6 across all metros 16.1 Avg summer high (°F) 65° 104° Avg summer high (°F): 84° — range 65° to 104° across all metros 84° Avg winter low (°F) -2° 72° Avg winter low (°F): 26° — range -2° to 72° across all metros 26°

Map of Charleston

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 89.1 metro-area #17 of 200
Grocery index (US=100) 95.3 metro-area #66 of 200
Big Mac price (est.) $5.07 metro-area #17 of 200
Median household income $54,473 metro-area #193 of 200
Median wage (all occupations) $37,324 metro-area #138 of 200

Who lives here

MetricValueScopeUS rank
Median age 43.9 years metro-area #186 of 200
Bachelor's degree or higher (25+) 26.9% metro-area #161 of 200
Foreign-born residents 1.6% metro-area #197 of 200
Homes that are owner-occupied 71.3% metro-area #26 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 5.76% metro-area #142 of 200
Population growth (5-yr) +17.3% metro-area #5 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $148,817 metro-area #1 of 200
Home price ÷ income (affordability) 2.7× metro-area #2 of 200
1-yr home appreciation +0.0% metro-area #136 of 200
Price per square foot $88 metro-area #1 of 200
Typical home size (implied) 1,701 sqft
Median rent (monthly) $1,265 metro-area #20 of 200
Homes for sale (inventory) 616
Median days on market 14 metro-area #76 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 9.8% state #78 of 200
Combined sales tax 6.55% state #46 of 200
State income tax (top rate) 4.82%
Capital gains tax 5.12% state #121 of 200
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 0.65% metro-area #43 of 200
Median property tax paid $817 metro-area #7 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 70.7 years metro-area #198 of 200
Healthcare (annual, single adult) $7,200 state #139 of 200
Uninsured (share of residents) 7.4% metro-area #84 of 200
Primary care providers per 100k 120 metro-area #8 of 200
Childcare (annual, infant, center) $9,000 state #25 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $60 state #19 of 200
Vehicle property tax (annual) 1.66% of value (~$465/yr) state #163 of 200
Emissions testing Not required
Emissions detail No vehicle emissions testing
DMV & license offices 4
Avg commute to work 25 min metro-area #110 of 200
Commute by driving alone 78.2% metro-area #149 of 200
Solo drivers commuting 30+ min 27.6% metro-area #58 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 16.1¢/kWh state #70 of 200
Avg monthly electric bill $145 state #70 of 200
Gasoline $3.30/gal state #94 of 200
Natural gas (avg monthly bill) $68 state #94 of 200
Water & sewer (avg monthly bill) $253 state #198 of 200
Home internet (avg monthly bill) $73 state #13 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,300 state #22 of 200
Auto insurance (annual) $1,700 state #80 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Lower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk) 89.2 — Relatively Moderate metro-area #92 of 200
Flood insurance (annual, NFIP) $650 state #41 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 40 metro-area #40 of 200
Cooling degree-days (AC load) 900 metro-area #66 of 200
Homes with air conditioning (state) 89% state #141 of 200
Heating degree-days (heat load) 4,900 metro-area #125 of 200
Days per year ≥ 90°F 16 metro-area #75 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 84°F metro-area #37 of 200
Avg winter low 26°F metro-area #119 of 200
Annual precipitation 45.5" metro-area #129 of 200
Annual snowfall 12.0" metro-area #111 of 200
Sunshine (% of possible) 55% metro-area #150 of 200
Plant hardiness zone 6b
Frost window 04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 280 state #21 of 200
Property crime (per 100k, state avg) 1,900 state #63 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 120 metro-area #5 of 200
Parks 60
Hiking areas 15
Golf courses 15
Shooting ranges 4
Lakes 4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 2 state #1 of 200
Permit detail Generally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Charleston

Major public and private employers in the Charleston, WV area.

EmployerSectorJobs
Charleston Area Medical Center Healthcare Careers →
United Bank of West Virginia Finance Careers →
West Virginia-American Water Company Energy Careers →
State of West Virginia Government Careers →
Charleston Stamping and Manufacturing Manufacturing Search →

Salaries by occupation in Charleston

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $152,820
Pharmacists $131,220
Physician Assistants $121,710
Human Resources Managers $106,950
Software Developers $102,110
Financial Managers $98,530
Physical Therapists $96,570
Mechanical Engineers $95,560
Marketing Managers $92,830
Civil Engineers $85,540
Construction Managers $77,480
General & Operations Managers $76,710
Registered Nurses $76,270
Data Scientists $67,410
Electricians $65,020
Dental Hygienists $63,660
Accountants & Auditors $62,990
Plumbers, Pipefitters & Steamfitters $59,640
Welders, Cutters & Solderers $51,410
Police & Sheriff's Patrol Officers $50,930
Elementary School Teachers $49,310
Carpenters $47,400
Heavy & Tractor-Trailer Truck Drivers $46,630
Graphic Designers $44,800
Medical Assistants $34,200

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