Home › MO › Springfield, MO Cost of living in Springfield, MO Livability score 69 · cost-of-living index 89.1 (US = 100)
How Springfield compares Where Springfield falls within the range of all 200 metros (marker = this city).
Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 89 — range 85 to 118 across all metros 89 Median home price $149k $1610k Median home price: $273k — range $149k to $1610k across all metros $273k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $156 — range $88 to $1074 across all metros $156 Combined sales tax 0.0% 11.5% Combined sales tax: 8.4% — range 0.0% to 11.5% across all metros 8.4% Property tax rate 0.28% 2.76% Property tax rate: 0.72% — range 0.28% to 2.76% across all metros 0.72% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 490 — range 110 to 1,000 across all metros 490 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 14.0 — range 12.3 to 46.6 across all metros 14.0 Avg summer high (°F) 65° 104° Avg summer high (°F): 89° — range 65° to 104° across all metros 89° Avg winter low (°F) -2° 72° Avg winter low (°F): 22° — range -2° to 72° across all metros 22° Map of Springfield Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
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Cost of living Metric Value Scope US rank Cost-of-living index (US=100) 89.1 metro-area #19 of 200 Grocery index (US=100) 96.6 metro-area #102 of 200 Big Mac price (est.) $5.07 metro-area #17 of 200 Median household income $58,291 metro-area #180 of 200 Median wage (all occupations) $35,736 metro-area #163 of 200
Who lives here Metric Value Scope US rank Median age 37.3 years metro-area #65 of 200 Bachelor's degree or higher (25+) 29.9% metro-area #133 of 200 Foreign-born residents 3.1% metro-area #189 of 200 Homes that are owner-occupied 63.0% metro-area #143 of 200
Economy Metric Value Scope US rank Unemployment rate 3.91% metro-area #24 of 200 Population growth (5-yr) +4.8% metro-area #84 of 200
Housing — what your money buys Metric Value Scope US rank Median home price $272,938 metro-area #60 of 200 Home price ÷ income (affordability) 4.7× metro-area #96 of 200 1-yr home appreciation +2.4% metro-area #76 of 200 Price per square foot $156 metro-area #70 of 200 Typical home size (implied) 1,750 sqft Median rent (monthly) $1,271 metro-area #22 of 200 Homes for sale (inventory) 2,013 Median days on market 13 metro-area #69 of 200
Taxes Metric Value Scope US rank Total tax burden (est. % of income) 9.3% state #58 of 200 Combined sales tax 8.38% state #135 of 200 State income tax (top rate) 4.70% Capital gains tax 4.80% state #109 of 200 High earners No special surtax Social Security in retirement Not taxed — does not tax Social Security benefits Effective property tax rate 0.72% metro-area #64 of 200 Median property tax paid $1,383 metro-area #28 of 200
Health & childcare Metric Value Scope US rank Life expectancy at birth 75.3 years metro-area #142 of 200 Healthcare (annual, single adult) $6,400 state #32 of 200 Uninsured (share of residents) 11.5% metro-area #144 of 200 Primary care providers per 100k 75 metro-area #106 of 200 Childcare (annual, infant, center) $10,000 state #58 of 200
Vehicles & commute Metric Value Scope US rank Annual registration $90 state #74 of 200 Vehicle property tax (annual) 2.55% of value (~$714/yr) state #192 of 200 Emissions testing Required Emissions detail Required in major metro counties DMV & license offices 7 Avg commute to work 23 min metro-area #50 of 200 Commute by driving alone 78.0% metro-area #146 of 200 Solo drivers commuting 30+ min 28.1% metro-area #64 of 200
Utilities & fuel Metric Value Scope US rank Electricity 14.0¢/kWh state #13 of 200 Avg monthly electric bill $126 state #13 of 200 Gasoline $3.00/gal state #24 of 200 Natural gas (avg monthly bill) $72 state #100 of 200 Water & sewer (avg monthly bill) $184 state #187 of 200 Home internet (avg monthly bill) $86 state #182 of 200
Insurance Metric Value Scope US rank Home insurance (annual) $2,400 state #139 of 200 Auto insurance (annual) $1,800 state #83 of 200
Disaster risk & supplemental insurance Metric Value Scope US rank Main natural hazards Notable hazards: tornadoes, earthquakes — separate flood/quake/windstorm policies may be needed. FEMA National Risk Index (0–100, higher = more risk) 77.8 — Relatively Low metro-area #18 of 200 Flood insurance (annual, NFIP) $750 state #90 of 200 Earthquake insurance (annual) $400 state #163 of 200
Climate & air quality Metric Value Scope US rank Air quality (median AQI, lower=cleaner) 45 metro-area #91 of 200 Cooling degree-days (AC load) 1,500 metro-area #110 of 200 Homes with air conditioning (state) 95% state #27 of 200 Heating degree-days (heat load) 4,700 metro-area #116 of 200 Days per year ≥ 90°F 35 metro-area #109 of 200 Days per year ≥ 100°F 2 metro-area #144 of 200 Avg summer high (state) 89°F metro-area #113 of 200 Avg winter low 22°F metro-area #130 of 200 Annual precipitation 41.7" metro-area #97 of 200 Annual snowfall 16.6" metro-area #118 of 200 Sunshine (% of possible) 57% metro-area #121 of 200 Plant hardiness zone 6b Frost window 04-20 → 10-20
Safety Metric Value Scope US rank Violent crime (per 100k, state avg) 490 state #153 of 200 Property crime (per 100k, state avg) 2,600 state #157 of 200
Local amenities & recreation Metric Value Scope US rank Grocery stores 16 metro-area #190 of 200 Parks 16 Hiking areas 9 Golf courses 9 Shooting ranges 3 Lakes 4
Permits Metric Value Scope US rank Building permit difficulty (1–5) 2 state #1 of 200 Permit detail Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
Top employers in Springfield Major public and private employers in the Springfield, MO area.
Salaries by occupation in Springfield Local median pay, BLS OEWS. All occupations →
Occupation Median pay Dentists $173,750 Pharmacists $133,730 Physician Assistants $120,230 Financial Managers $112,250 Human Resources Managers $104,380 Construction Managers $101,360 Software Developers $99,600 Marketing Managers $97,980 Lawyers $96,070 Physical Therapists $86,040 Civil Engineers $79,770 Dental Hygienists $77,910 Mechanical Engineers $76,740 Web Developers $71,600 General & Operations Managers $71,250 Data Scientists $70,000 Registered Nurses $64,000 Accountants & Auditors $59,870 Heavy & Tractor-Trailer Truck Drivers $55,840 Plumbers, Pipefitters & Steamfitters $54,120 Police & Sheriff's Patrol Officers $52,580 Electricians $50,650 Carpenters $49,590 Welders, Cutters & Solderers $47,560 Elementary School Teachers $47,440 Graphic Designers $41,280 Real Estate Sales Agents $36,630 Medical Assistants $36,330
Find a job in Springfield Cities in the Springfield area
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Estimates for guidance only — not financial or legal advice. Live/official data:
cost-of-living & grocery (BEA RPP); home price, rent, inventory, days-on-market (Zillow);
income & property tax (US Census ACS); electricity (US EIA); plant-hardiness (USDA);
crime (FBI UCR); local grocery, park, hiking, golf, shooting-range, lake & DMV
counts from Google Maps public listings.
Taxes (Tax Foundation) and insurance, emissions, permits, climate, wages and fuel use
sourced state/metro figures.
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