Rows tagged local are specific to Evansville (Census ACS); state rows are state averages; metro-area rows are inherited from Evansville, IN. Home value is ACS owner-reported (not a Zillow sale price).
School score: 6/10 (district Evansville Vanderburgh School Corp · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
90.0
metro-area
#31 of 200 metros
Grocery index (US=100)
94.8
metro-area
#63 of 200 metros
Big Mac price (est.)
$5.12
metro-area
#28 of 200 metros
Median household income
$49,853
local
#2974 of 3,220 cities
Median wage (all occupations)
$33,234
local
#2790 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
39.9 years
metro-area
#138 of 200 metros
Bachelor's degree or higher (25+)
28.9%
metro-area
#146 of 200 metros
Foreign-born residents
3.1%
metro-area
#189 of 200 metros
Homes that are owner-occupied
70.1%
metro-area
#46 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
5.68%
local
#2105 of 3,220 cities
Population growth (5-yr)
-2.4%
local
#2763 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$121,100
local
#129 of 3,220 cities
Home price ÷ income (affordability)
2.4×
local
#171 of 3,220 cities
1-yr home appreciation
+3.8%
metro-area
#34 of 200 metros
Price per square foot
$64
local
#98 of 3,220 cities
Typical home size (implied)
1,901 sqft
Median rent (monthly)
$917
local
#235 of 3,220 cities
Homes for sale (inventory)
1,099
Median days on market
10
metro-area
#52 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
9.3%
state
#58 of 200 metros
Combined sales tax
7.00%
state
#64 of 200 metros
State income tax (top rate)
3.00%
Capital gains tax
3.05%
state
#49 of 200 metros
High earners
No special surtax
Social Security in retirement
Not taxed — does not tax Social Security benefits
Effective property tax rate
0.88%
local
#1357 of 3,220 cities
Median property tax paid
$1,069
local
#136 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
75.1 years
metro-area
#148 of 200 metros
Healthcare (annual, single adult)
$6,600
state
#65 of 200 metros
Uninsured (share of residents)
7.0%
metro-area
#65 of 200 metros
Primary care providers per 100k
92
metro-area
#29 of 200 metros
Childcare (annual, infant, center)
$12,000
state
#110 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$200
state
#135 of 200 metros
Vehicle property tax (annual)
1.20% of value (~$336/yr)
state
#155 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties
DMV & license offices
4
Avg commute to work
19 min
local
#114 of 3,220 cities
Commute by driving alone
81.2%
metro-area
#186 of 200 metros
Solo drivers commuting 30+ min
23.1%
metro-area
#31 of 200 metros
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
17.9¢/kWh
state
#122 of 200 metros
Avg monthly electric bill
$161
state
#122 of 200 metros
Gasoline
$3.30/gal
state
#94 of 200 metros
Natural gas (avg monthly bill)
$72
state
#100 of 200 metros
Water & sewer (avg monthly bill)
$102
state
#93 of 200 metros
Home internet (avg monthly bill)
$81
state
#121 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,600
state
#80 of 200 metros
Auto insurance (annual)
$1,400
state
#18 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
80.9 — Relatively Low
metro-area
#30 of 200 metros
Flood insurance (annual, NFIP)
$600
state
#16 of 200 metros
Earthquake insurance (annual)
$100
state
#1 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
46
metro-area
#100 of 200 metros
Cooling degree-days (AC load)
900
metro-area
#66 of 200 metros
Homes with air conditioning (state)
94%
state
#64 of 200 metros
Heating degree-days (heat load)
5,700
metro-area
#141 of 200 metros
Days per year ≥ 90°F
38
metro-area
#115 of 200 metros
Days per year ≥ 100°F
1
metro-area
#105 of 200 metros
Avg summer high (state)
86°F
metro-area
#87 of 200 metros
Avg winter low
20°F
metro-area
#147 of 200 metros
Annual precipitation
43.6"
metro-area
#101 of 200 metros
Annual snowfall
25.5"
metro-area
#137 of 200 metros
Sunshine (% of possible)
55%
metro-area
#150 of 200 metros
Plant hardiness zone
6a
Frost window
04-30 → 10-15
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
360
state
#61 of 200 metros
Property crime (per 100k, state avg)
2,000
state
#83 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
120
metro-area
#5 of 200 metros
Parks
60
Hiking areas
15
Golf courses
15
Shooting ranges
4
Lakes
4
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.