Rows tagged local are specific to Chesterfield (Census ACS); state rows are state averages; metro-area rows are inherited from St. Louis, MO. Home value is ACS owner-reported (not a Zillow sale price).
School score: 7/10 (district Parkway C-2 · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
95.0
metro-area
#93 of 200 metros
Grocery index (US=100)
98.7
metro-area
#153 of 200 metros
Big Mac price (est.)
$5.40
metro-area
#91 of 200 metros
Median household income
$137,052
local
#367 of 3,220 cities
Median wage (all occupations)
$77,183
local
#196 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
39.8 years
metro-area
#135 of 200 metros
Bachelor's degree or higher (25+)
37.6%
metro-area
#60 of 200 metros
Foreign-born residents
5.0%
metro-area
#164 of 200 metros
Homes that are owner-occupied
70.1%
metro-area
#45 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
3.07%
local
#495 of 3,220 cities
Population growth (5-yr)
+4.2%
local
#1428 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$437,000
local
#2160 of 3,220 cities
Home price ÷ income (affordability)
3.2×
local
#936 of 3,220 cities
1-yr home appreciation
+2.9%
metro-area
#55 of 200 metros
Price per square foot
$250
local
#2208 of 3,220 cities
Typical home size (implied)
1,750 sqft
Median rent (monthly)
$1,405
local
#1488 of 3,220 cities
Homes for sale (inventory)
7,679
Median days on market
6
metro-area
#5 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
9.3%
state
#58 of 200 metros
Combined sales tax
8.38%
state
#135 of 200 metros
State income tax (top rate)
4.70%
Capital gains tax
4.80%
state
#109 of 200 metros
High earners
No special surtax
Social Security in retirement
Not taxed — does not tax Social Security benefits
Effective property tax rate
1.24%
local
#2095 of 3,220 cities
Median property tax paid
$5,401
local
#2298 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
75.8 years
metro-area
#127 of 200 metros
Healthcare (annual, single adult)
$6,400
state
#32 of 200 metros
Uninsured (share of residents)
7.3%
metro-area
#79 of 200 metros
Primary care providers per 100k
76
metro-area
#100 of 200 metros
Childcare (annual, infant, center)
$10,000
state
#58 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$90
state
#74 of 200 metros
Vehicle property tax (annual)
2.55% of value (~$714/yr)
state
#192 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties
DMV & license offices
15
Avg commute to work
22 min
local
#564 of 3,220 cities
Commute by driving alone
75.7%
metro-area
#105 of 200 metros
Solo drivers commuting 30+ min
35.8%
metro-area
#139 of 200 metros
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
14.0¢/kWh
state
#13 of 200 metros
Avg monthly electric bill
$126
state
#13 of 200 metros
Gasoline
$3.00/gal
state
#24 of 200 metros
Natural gas (avg monthly bill)
$72
state
#100 of 200 metros
Water & sewer (avg monthly bill)
$184
state
#187 of 200 metros
Home internet (avg monthly bill)
$86
state
#182 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$2,400
state
#139 of 200 metros
Auto insurance (annual)
$1,800
state
#83 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: tornadoes, earthquakes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
92.2 — Relatively Moderate
metro-area
#120 of 200 metros
Flood insurance (annual, NFIP)
$750
state
#90 of 200 metros
Earthquake insurance (annual)
$400
state
#163 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
55
metro-area
#175 of 200 metros
Cooling degree-days (AC load)
1,500
metro-area
#110 of 200 metros
Homes with air conditioning (state)
95%
state
#27 of 200 metros
Heating degree-days (heat load)
4,700
metro-area
#116 of 200 metros
Days per year ≥ 90°F
35
metro-area
#109 of 200 metros
Days per year ≥ 100°F
1
metro-area
#105 of 200 metros
Avg summer high (state)
89°F
metro-area
#113 of 200 metros
Avg winter low
22°F
metro-area
#130 of 200 metros
Annual precipitation
41.7"
metro-area
#97 of 200 metros
Annual snowfall
16.6"
metro-area
#118 of 200 metros
Sunshine (% of possible)
57%
metro-area
#121 of 200 metros
Plant hardiness zone
6b
Frost window
04-20 → 10-20
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
490
state
#153 of 200 metros
Property crime (per 100k, state avg)
2,600
state
#157 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
48
metro-area
#111 of 200 metros
Parks
45
Hiking areas
12
Golf courses
31
Shooting ranges
2
Lakes
2
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.