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Pennsville, NJ

Rows tagged local are specific to Pennsville (Census ACS); state rows are state averages; metro-area rows are inherited from Philadelphia, PA. Home value is ACS owner-reported (not a Zillow sale price).

School score: 5/10 (district Pennsville School District · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 102.4 metro-area #154 of 200 metros
Grocery index (US=100) 98.2 metro-area #136 of 200 metros
Big Mac price (est.) $5.82 metro-area #154 of 200 metros
Median household income $76,009 local #1948 of 3,220 cities
Median wage (all occupations) $48,319 local #1318 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age 39.1 years metro-area #111 of 200 metros
Bachelor's degree or higher (25+) 41.4% metro-area #27 of 200 metros
Foreign-born residents 11.5% metro-area #65 of 200 metros
Homes that are owner-occupied 67.0% metro-area #91 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate 11.56% local #3143 of 3,220 cities
Population growth (5-yr) +7.7% local #904 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price $175,800 local #432 of 3,220 cities
Home price ÷ income (affordability) 2.3× local #124 of 3,220 cities
1-yr home appreciation +2.5% metro-area #72 of 200 metros
Price per square foot $93 local #387 of 3,220 cities
Typical home size (implied) 1,901 sqft
Median rent (monthly) $1,197 local #963 of 3,220 cities
Homes for sale (inventory) 15,288
Median days on market 9 metro-area #43 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 13.2% state #115 of 200 metros
Combined sales tax 6.60% state #32 of 200 metros
State income tax (top rate) 10.75%
Capital gains tax 10.75% state #53 of 200 metros
High earners 10.75% top rate on income over $1M
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 4.00% local #3219 of 3,220 cities
Median property tax paid $7,033 local #2663 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 77.3 years metro-area #77 of 200 metros
Healthcare (annual, single adult) $7,600 state #129 of 200 metros
Uninsured (share of residents) 6.1% metro-area #38 of 200 metros
Primary care providers per 100k 86 metro-area #50 of 200 metros
Childcare (annual, infant, center) $13,000 state #110 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration $85 state #29 of 200 metros
Vehicle property tax (annual) None state #1 of 200 metros
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 21
Avg commute to work 25 min local #1114 of 3,220 cities
Commute by driving alone 64.1% metro-area #16 of 200 metros
Solo drivers commuting 30+ min 44.6% metro-area #184 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity 23.5¢/kWh state #147 of 200 metros
Avg monthly electric bill $212 state #141 of 200 metros
Gasoline $3.25/gal state #150 of 200 metros
Natural gas (avg monthly bill) $86 state #167 of 200 metros
Water & sewer (avg monthly bill) $171 state #14 of 200 metros
Home internet (avg monthly bill) $65 state #77 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,300 state #8 of 200 metros
Auto insurance (annual) $2,000 state #51 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 94.5 — Relatively High metro-area #138 of 200 metros
Flood insurance (annual, NFIP) $900 state #41 of 200 metros
Earthquake insurance (annual) $100 state #1 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 53 metro-area #157 of 200 metros
Cooling degree-days (AC load) 800 metro-area #49 of 200 metros
Homes with air conditioning (state) 96% state #115 of 200 metros
Heating degree-days (heat load) 5,700 metro-area #141 of 200 metros
Days per year ≥ 90°F 23 metro-area #92 of 200 metros
Days per year ≥ 100°F 0 metro-area #5 of 200 metros
Avg summer high (state) 85°F metro-area #59 of 200 metros
Avg winter low 22°F metro-area #130 of 200 metros
Annual precipitation 44.1" metro-area #116 of 200 metros
Annual snowfall 23.1" metro-area #127 of 200 metros
Sunshine (% of possible) 56% metro-area #132 of 200 metros
Plant hardiness zone 6b
Frost window 04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 200 state #91 of 200 metros
Property crime (per 100k, state avg) 1,300 state #11 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 81 metro-area #95 of 200 metros
Parks 77
Hiking areas 38
Golf courses 24
Shooting ranges 14
Lakes 12

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 5 state #87 of 200 metros
Permit detail Very difficult; long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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