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Trenton, NJ

Rows tagged local are specific to Trenton (Census ACS); state rows are state averages; metro-area rows are inherited from Trenton, NJ. Home value is ACS owner-reported (not a Zillow sale price).

School score: 2/10 (district Trenton Public School District · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 102.4 metro-area #156 of 200 metros
Grocery index (US=100) 97.8 metro-area #133 of 200 metros
Big Mac price (est.) $5.83 metro-area #155 of 200 metros
Median household income $44,444 local #3096 of 3,220 cities
Median wage (all occupations) $31,912 local #2909 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age 39.2 years metro-area #117 of 200 metros
Bachelor's degree or higher (25+) 44.9% metro-area #15 of 200 metros
Foreign-born residents 25.7% metro-area #9 of 200 metros
Homes that are owner-occupied 61.9% metro-area #158 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate 10.20% local #3083 of 3,220 cities
Population growth (5-yr) +6.1% local #1111 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price $111,200 local #93 of 3,220 cities
Home price ÷ income (affordability) 2.5× local #244 of 3,220 cities
1-yr home appreciation -0.1% metro-area #140 of 200 metros
Price per square foot $59 local #78 of 3,220 cities
Typical home size (implied) 1,901 sqft
Median rent (monthly) $1,177 local #892 of 3,220 cities
Homes for sale (inventory) 891
Median days on market 13 metro-area #69 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 13.2% state #167 of 200 metros
Combined sales tax 6.60% state #48 of 200 metros
State income tax (top rate) 10.75%
Capital gains tax 10.75% state #168 of 200 metros
High earners 10.75% top rate on income over $1M
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 3.73% local #3215 of 3,220 cities
Median property tax paid $4,144 local #1831 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 78.4 years metro-area #53 of 200 metros
Healthcare (annual, single adult) $7,600 state #179 of 200 metros
Uninsured (share of residents) 8.7% metro-area #108 of 200 metros
Primary care providers per 100k 90 metro-area #34 of 200 metros
Childcare (annual, infant, center) $13,000 state #131 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration $85 state #68 of 200 metros
Vehicle property tax (annual) None state #1 of 200 metros
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 4
Avg commute to work 26 min local #1407 of 3,220 cities
Commute by driving alone 61.5% metro-area #7 of 200 metros
Solo drivers commuting 30+ min 32.3% metro-area #109 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity 23.5¢/kWh state #159 of 200 metros
Avg monthly electric bill $212 state #159 of 200 metros
Gasoline $3.25/gal state #83 of 200 metros
Natural gas (avg monthly bill) $86 state #179 of 200 metros
Water & sewer (avg monthly bill) $171 state #185 of 200 metros
Home internet (avg monthly bill) $65 state #3 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,300 state #22 of 200 metros
Auto insurance (annual) $2,000 state #116 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 95.4 — Relatively High metro-area #151 of 200 metros
Flood insurance (annual, NFIP) $900 state #152 of 200 metros
Earthquake insurance (annual) $100 state #1 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 43 metro-area #70 of 200 metros
Cooling degree-days (AC load) 1,000 metro-area #78 of 200 metros
Homes with air conditioning (state) 96% state #4 of 200 metros
Heating degree-days (heat load) 4,900 metro-area #125 of 200 metros
Days per year ≥ 90°F 16 metro-area #75 of 200 metros
Days per year ≥ 100°F 0 metro-area #5 of 200 metros
Avg summer high (state) 86°F metro-area #87 of 200 metros
Avg winter low 23°F metro-area #128 of 200 metros
Annual precipitation 44.1" metro-area #116 of 200 metros
Annual snowfall 23.1" metro-area #127 of 200 metros
Sunshine (% of possible) 56% metro-area #132 of 200 metros
Plant hardiness zone 7a
Frost window 04-10 → 11-01

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 200 state #7 of 200 metros
Property crime (per 100k, state avg) 1,300 state #8 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 20 metro-area #169 of 200 metros
Parks 8
Hiking areas 15
Golf courses 15
Shooting ranges 4
Lakes 1

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 5 state #165 of 200 metros
Permit detail Very difficult; long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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