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Northampton, PA

Rows tagged local are specific to Northampton (Census ACS); state rows are state averages; metro-area rows are inherited from Allentown, PA. Home value is ACS owner-reported (not a Zillow sale price).

School score: 6/10 (district Northampton Area SD · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)98.9metro-area#134 of 200 metros
Grocery index (US=100)98.2metro-area#137 of 200 metros
Big Mac price (est.)$5.63metro-area#134 of 200 metros
Median household income$77,182local#1912 of 3,220 cities
Median wage (all occupations)$50,260local#1174 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age41.4 yearsmetro-area#169 of 200 metros
Bachelor's degree or higher (25+)32.7%metro-area#108 of 200 metros
Foreign-born residents10.4%metro-area#69 of 200 metros
Homes that are owner-occupied69.5%metro-area#51 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate4.07%local#1130 of 3,220 cities
Population growth (5-yr)+4.6%local#1351 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price$202,300local#616 of 3,220 cities
Home price ÷ income (affordability)2.6×local#327 of 3,220 cities
1-yr home appreciation+3.0%metro-area#47 of 200 metros
Price per square foot$116local#707 of 3,220 cities
Typical home size (implied)1,750 sqft
Median rent (monthly)$1,172local#872 of 3,220 cities
Homes for sale (inventory)1,938
Median days on market8metro-area#29 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)10.6%state#115 of 200 metros
Combined sales tax6.34%state#32 of 200 metros
State income tax (top rate)3.07%
Capital gains tax3.07%state#53 of 200 metros
High earnersNo special surtax
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate1.75%local#2569 of 3,220 cities
Median property tax paid$3,530local#1523 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth78.1 yearsmetro-area#62 of 200 metros
Healthcare (annual, single adult)$7,000state#129 of 200 metros
Uninsured (share of residents)6.5%metro-area#49 of 200 metros
Primary care providers per 100k81metro-area#80 of 200 metros
Childcare (annual, infant, center)$12,000state#110 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration$65state#29 of 200 metros
Vehicle property tax (annual)Nonestate#1 of 200 metros
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices4
Avg commute to work26 minlocal#1385 of 3,220 cities
Commute by driving alone76.0%metro-area#113 of 200 metros
Solo drivers commuting 30+ min37.2%metro-area#146 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity21.5¢/kWhstate#147 of 200 metros
Avg monthly electric bill$193state#141 of 200 metros
Gasoline$3.55/galstate#150 of 200 metros
Natural gas (avg monthly bill)$82state#167 of 200 metros
Water & sewer (avg monthly bill)$65state#14 of 200 metros
Home internet (avg monthly bill)$78state#77 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,200state#8 of 200 metros
Auto insurance (annual)$1,600state#51 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsLower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk)88.2 — Relatively Moderatemetro-area#84 of 200 metros
Flood insurance (annual, NFIP)$650state#41 of 200 metros
Earthquake insurance (annual)$100state#1 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)41metro-area#50 of 200 metros
Cooling degree-days (AC load)800metro-area#49 of 200 metros
Homes with air conditioning (state)91%state#115 of 200 metros
Heating degree-days (heat load)5,700metro-area#141 of 200 metros
Days per year ≥ 90°F12metro-area#54 of 200 metros
Days per year ≥ 100°F-778metro-area#1 of 200 metros
Avg summer high (state)85°Fmetro-area#59 of 200 metros
Avg winter low22°Fmetro-area#130 of 200 metros
Annual precipitation44.1"metro-area#116 of 200 metros
Annual snowfall30.0"metro-area#146 of 200 metros
Sunshine (% of possible)55%metro-area#150 of 200 metros
Plant hardiness zone6b
Frost window04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)390state#91 of 200 metros
Property crime (per 100k, state avg)1,400state#11 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores120metro-area#5 of 200 metros
Parks60
Hiking areas15
Golf courses15
Shooting ranges4
Lakes4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200 metros
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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