Rows tagged local are specific to White Settlement (Census ACS); state rows are state averages; metro-area rows are inherited from Dallas, TX. Home value is ACS owner-reported (not a Zillow sale price).
School score: 5/10 (district White Settlement ISD · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
102.5
metro-area
#160 of 200 metros
Grocery index (US=100)
103.6
metro-area
#168 of 200 metros
Big Mac price (est.)
$5.83
metro-area
#155 of 200 metros
Median household income
$52,999
local
#2881 of 3,220 cities
Median wage (all occupations)
$37,275
local
#2387 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
35.5 years
metro-area
#36 of 200 metros
Bachelor's degree or higher (25+)
38.5%
metro-area
#54 of 200 metros
Foreign-born residents
19.0%
metro-area
#32 of 200 metros
Homes that are owner-occupied
60.0%
metro-area
#174 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
3.75%
local
#894 of 3,220 cities
Population growth (5-yr)
+5.7%
local
#1186 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$160,100
local
#315 of 3,220 cities
Home price ÷ income (affordability)
3.0×
local
#730 of 3,220 cities
1-yr home appreciation
-3.3%
metro-area
#193 of 200 metros
Price per square foot
$76
local
#201 of 3,220 cities
Typical home size (implied)
2,101 sqft
Median rent (monthly)
$1,185
local
#924 of 3,220 cities
Homes for sale (inventory)
34,548
Median days on market
24
metro-area
#137 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
8.6%
state
#9 of 200 metros
Combined sales tax
8.20%
state
#116 of 200 metros
State income tax (top rate)
None
Capital gains tax
None
state
#1 of 200 metros
High earners
No special surtax
Social Security in retirement
Not taxed — has no state income tax, so Social Security is untaxed along with everything else
Effective property tax rate
1.53%
local
#2350 of 3,220 cities
Median property tax paid
$2,445
local
#915 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
77.9 years
metro-area
#67 of 200 metros
Healthcare (annual, single adult)
$6,800
state
#93 of 200 metros
Uninsured (share of residents)
17.7%
metro-area
#187 of 200 metros
Primary care providers per 100k
65
metro-area
#152 of 200 metros
Childcare (annual, infant, center)
$9,500
state
#37 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$75
state
#46 of 200 metros
Vehicle property tax (annual)
None
state
#1 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties (Travis, Harris, Dallas, Tarrant, etc.)
DMV & license offices
17
Avg commute to work
23 min
local
#652 of 3,220 cities
Commute by driving alone
71.3%
metro-area
#51 of 200 metros
Solo drivers commuting 30+ min
44.7%
metro-area
#185 of 200 metros
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
17.0¢/kWh
state
#90 of 200 metros
Avg monthly electric bill
$153
state
#90 of 200 metros
Gasoline
$3.00/gal
state
#24 of 200 metros
Natural gas (avg monthly bill)
$52
state
#23 of 200 metros
Water & sewer (avg monthly bill)
$134
state
#142 of 200 metros
Home internet (avg monthly bill)
$83
state
#135 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$3,600
state
#164 of 200 metros
Auto insurance (annual)
$2,100
state
#126 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: hurricanes, flooding, tornadoes, wildfire — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
96.5 — Relatively High
metro-area
#160 of 200 metros
Flood insurance (annual, NFIP)
$900
state
#152 of 200 metros
Earthquake insurance (annual)
$100
state
#1 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
59
metro-area
#187 of 200 metros
Cooling degree-days (AC load)
3,000
metro-area
#162 of 200 metros
Homes with air conditioning (state)
95%
state
#27 of 200 metros
Heating degree-days (heat load)
1,800
metro-area
#27 of 200 metros
Days per year ≥ 90°F
97
metro-area
#182 of 200 metros
Days per year ≥ 100°F
17
metro-area
#190 of 200 metros
Avg summer high (state)
96°F
metro-area
#181 of 200 metros
Avg winter low
38°F
metro-area
#46 of 200 metros
Annual precipitation
38.3"
metro-area
#72 of 200 metros
Annual snowfall
1.7"
metro-area
#70 of 200 metros
Sunshine (% of possible)
61%
metro-area
#82 of 200 metros
Plant hardiness zone
8b
Frost window
02-25 → 12-01
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
430
state
#111 of 200 metros
Property crime (per 100k, state avg)
2,400
state
#131 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
144
metro-area
#2 of 200 metros
Parks
175
Hiking areas
29
Golf courses
58
Shooting ranges
17
Lakes
18
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy; rural areas minimal, major cities moderate
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.