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Fort Wayne, IN vs Dallas, TX

Moving from Fort Wayne to Dallas? Here's what changes — from your equivalent salary to housing ($259,816 → $366,823 median home) and taxes.

Fort Wayne, IN
Photo: Wikimedia Commons · CC0
Dallas, TX
Photo: Michael Barera via Commons · CC BY-SA 4.0

Fort Wayne vs Dallas at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Fort Wayne, IN Dallas, TX Cost-of-living index Fort Wayne, IN — Cost-of-living index: 90 90 Dallas, TX — Cost-of-living index: 102 102 Median home price Fort Wayne, IN — Median home price: $260k $260k Dallas, TX — Median home price: $367k $367k Price per sqft Fort Wayne, IN — Price per sqft: $137 $137 Dallas, TX — Price per sqft: $175 $175 Median rent Fort Wayne, IN — Median rent: $1,264 $1,264 Dallas, TX — Median rent: $1,678 $1,678 Combined sales tax Fort Wayne, IN — Combined sales tax: 7.0% 7.0% Dallas, TX — Combined sales tax: 8.2% 8.2% Property tax rate Fort Wayne, IN — Property tax rate: 0.81% 0.81% Dallas, TX — Property tax rate: 1.76% 1.76% Violent crime /100k (state avg) Fort Wayne, IN — Violent crime /100k (state avg): 360 360 Dallas, TX — Violent crime /100k (state avg): 430 430 Electricity ¢/kWh Fort Wayne, IN — Electricity ¢/kWh: 17.9 17.9 Dallas, TX — Electricity ¢/kWh: 17.0 17.0 Avg commute (min) Fort Wayne, IN — Avg commute (min): 22 22 Dallas, TX — Avg commute (min): 28 28 Avg summer high °F Fort Wayne, IN — Avg summer high °F: 86° 86° Dallas, TX — Avg summer high °F: 96° 96° Avg winter low °F Fort Wayne, IN — Avg winter low °F: 20° 20° Dallas, TX — Avg winter low °F: 38° 38°

To keep the same standard of living as $100,000 in Fort Wayne, IN, you'd need about $103,425 in Dallas, TX (+$3,425).

Livability — Fort Wayne, IN: 72 · Dallas, TX: 67 (0–100).

What your home budget buys

A $500,000 home budget gets you about 3,658 sqft in Fort Wayne vs 2,862 sqft in Dallas ($137 vs $175 per sqft).

Annual cost breakdown (at $100,000)

CategoryFort Wayne, INDallas, TXDifference
Housing $15,168 $20,136 +$4,968
Groceries $4,740 $5,182 +$442
Transportation $3,250 $3,675 +$425
Utilities $4,992 $5,064 +$72
Insurance $180 $180 +$0
Taxes $5,450 $2,870 −$2,580
Total $33,780 $37,107 +$3,327

Effective state & local tax rate on $100,000 — Fort Wayne, IN: 5.5% · Dallas, TX: 2.9% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricFort Wayne, INDallas, TX
Cost-of-living index89.7102.5
Unemployment rate4.76%4.62%
Population growth (5-yr)-2.2%8.0%
Air quality (median AQI)4759
Big Mac price (est.)$5.11$5.83
Median home price$259,816$366,823
Home price ÷ income3.9×4.4×
1-yr home appreciation2.9%-3.3%
Price per square foot$137$175
Median rent$1,264$1,678
Total tax burden (state avg, Tax Foundation)9.3%8.6%
Combined sales tax7.00%8.20%
Capital gains tax3.05%None
Property tax rate0.81%1.76%
Life expectancy at birth75.8 yrs77.9 yrs
Healthcare (annual)$6,600$6,800
Uninsured (share of residents)7.9%17.7%
Primary care providers / 100k7165
Childcare (annual, infant)$12,000$9,500
Vehicle property tax1.20%None
Days per year ≥ 90°F1397
Days per year ≥ 100°F017
Homes with air conditioning (state)94%95%
Avg commute (min)2228
Commute by driving alone79.8%71.3%
Home insurance / yr$1,600$3,600
Auto insurance / yr$1,400$2,100
FEMA risk index (0–100, higher = more risk)81.5 — Relatively Moderate96.5 — Relatively High
Flood insurance / yr$600$900
Earthquake insurance / yr$100$100
Electricity ¢/kWh17.917.0
Gas $/gal3.303.00
Natural gas / mo$72$52
Water & sewer / mo$102$134
Home internet / mo$81$83
Violent crime /100k (state avg)360430
Avg summer high °F8696
Avg winter low °F2038
Annual precipitation (in)43.638.3
Annual snowfall (in)25.51.7
Sunshine (% possible)55%61%
Permit difficulty (1–5)22

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