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Cost of living in Fort Wayne, IN

Livability score 72 · cost-of-living index 89.7 (US = 100)

Fort Wayne, IN
Photo: Wikimedia Commons · CC0

How Fort Wayne compares

Where Fort Wayne falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 90 — range 85 to 118 across all metros 90 Median home price $149k $1610k Median home price: $260k — range $149k to $1610k across all metros $260k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $137 — range $88 to $1074 across all metros $137 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 0.81% — range 0.28% to 2.76% across all metros 0.81% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 360 — range 110 to 1,000 across all metros 360 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 17.9 — range 12.3 to 46.6 across all metros 17.9 Avg summer high (°F) 65° 104° Avg summer high (°F): 86° — range 65° to 104° across all metros 86° Avg winter low (°F) -2° 72° Avg winter low (°F): 20° — range -2° to 72° across all metros 20°

Map of Fort Wayne

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 89.7 metro-area #25 of 200
Grocery index (US=100) 94.8 metro-area #63 of 200
Big Mac price (est.) $5.11 metro-area #25 of 200
Median household income $66,758 metro-area #129 of 200
Median wage (all occupations) $39,504 metro-area #104 of 200

Who lives here

MetricValueScopeUS rank
Median age 36.8 years metro-area #57 of 200
Bachelor's degree or higher (25+) 29.7% metro-area #137 of 200
Foreign-born residents 6.9% metro-area #121 of 200
Homes that are owner-occupied 70.4% metro-area #41 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 4.76% metro-area #73 of 200
Population growth (5-yr) -2.2% metro-area #191 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $259,816 metro-area #51 of 200
Home price ÷ income (affordability) 3.9× metro-area #44 of 200
1-yr home appreciation +2.9% metro-area #55 of 200
Price per square foot $137 metro-area #52 of 200
Typical home size (implied) 1,901 sqft
Median rent (monthly) $1,264 metro-area #19 of 200
Homes for sale (inventory) 1,145
Median days on market 8 metro-area #29 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 9.3% state #58 of 200
Combined sales tax 7.00% state #64 of 200
State income tax (top rate) 3.00%
Capital gains tax 3.05% state #49 of 200
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 0.81% metro-area #89 of 200
Median property tax paid $1,422 metro-area #32 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 75.8 years metro-area #127 of 200
Healthcare (annual, single adult) $6,600 state #65 of 200
Uninsured (share of residents) 7.9% metro-area #92 of 200
Primary care providers per 100k 71 metro-area #122 of 200
Childcare (annual, infant, center) $12,000 state #110 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $200 state #135 of 200
Vehicle property tax (annual) 1.20% of value (~$336/yr) state #155 of 200
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 9
Avg commute to work 22 min metro-area #35 of 200
Commute by driving alone 79.8% metro-area #176 of 200
Solo drivers commuting 30+ min 21.9% metro-area #21 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 17.9¢/kWh state #122 of 200
Avg monthly electric bill $161 state #122 of 200
Gasoline $3.30/gal state #94 of 200
Natural gas (avg monthly bill) $72 state #100 of 200
Water & sewer (avg monthly bill) $102 state #93 of 200
Home internet (avg monthly bill) $81 state #121 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,600 state #80 of 200
Auto insurance (annual) $1,400 state #18 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 81.5 — Relatively Moderate metro-area #36 of 200
Flood insurance (annual, NFIP) $600 state #16 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 47 metro-area #107 of 200
Cooling degree-days (AC load) 900 metro-area #66 of 200
Homes with air conditioning (state) 94% state #64 of 200
Heating degree-days (heat load) 5,700 metro-area #141 of 200
Days per year ≥ 90°F 13 metro-area #61 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 86°F metro-area #87 of 200
Avg winter low 20°F metro-area #147 of 200
Annual precipitation 43.6" metro-area #101 of 200
Annual snowfall 25.5" metro-area #137 of 200
Sunshine (% of possible) 55% metro-area #150 of 200
Plant hardiness zone 6a
Frost window 04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 360 state #61 of 200
Property crime (per 100k, state avg) 2,000 state #83 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 39 metro-area #123 of 200
Parks 16
Hiking areas 7
Golf courses 20
Shooting ranges 8
Lakes 20

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 2 state #1 of 200
Permit detail Generally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Fort Wayne

Major public and private employers in the Fort Wayne, IN area.

EmployerSectorJobs
Parkview Health Healthcare Careers →
GE Power Conversion Manufacturing Search →
L3Harris Technologies Aerospace/Defense Careers →
Sweetwater Sound Manufacturing Careers →
Lincoln National Life Insurance Finance Careers →

Salaries by occupation in Fort Wayne

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $163,900
Pharmacists $142,890
Physician Assistants $125,080
Marketing Managers $122,550
Lawyers $113,160
Human Resources Managers $110,730
Financial Managers $104,960
General & Operations Managers $101,960
Software Developers $101,280
Physical Therapists $95,250
Construction Managers $94,700
Mechanical Engineers $80,630
Civil Engineers $79,400
Data Scientists $78,060
Dental Hygienists $77,650
Real Estate Sales Agents $76,550
Plumbers, Pipefitters & Steamfitters $75,590
Registered Nurses $74,730
Police & Sheriff's Patrol Officers $71,540
Accountants & Auditors $68,510
Electricians $66,670
Web Developers $56,780
Heavy & Tractor-Trailer Truck Drivers $56,160
Carpenters $53,730
Elementary School Teachers $49,060
Graphic Designers $46,670
Welders, Cutters & Solderers $46,590
Medical Assistants $40,090

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