Rows tagged local are specific to New Haven (Census ACS); state rows are state averages; metro-area rows are inherited from Fort Wayne, IN. Home value is ACS owner-reported (not a Zillow sale price).
School score: 6/10 (district East Allen County Schools · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
89.7
metro-area
#25 of 200 metros
Grocery index (US=100)
94.8
metro-area
#63 of 200 metros
Big Mac price (est.)
$5.11
metro-area
#25 of 200 metros
Median household income
$63,744
local
#2459 of 3,220 cities
Median wage (all occupations)
$41,340
local
#2004 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
36.8 years
metro-area
#57 of 200 metros
Bachelor's degree or higher (25+)
29.7%
metro-area
#137 of 200 metros
Foreign-born residents
6.9%
metro-area
#121 of 200 metros
Homes that are owner-occupied
70.4%
metro-area
#41 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
4.42%
local
#1364 of 3,220 cities
Population growth (5-yr)
-2.2%
local
#2730 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$141,300
local
#209 of 3,220 cities
Home price ÷ income (affordability)
2.2×
local
#77 of 3,220 cities
1-yr home appreciation
+2.9%
metro-area
#55 of 200 metros
Price per square foot
$74
local
#184 of 3,220 cities
Typical home size (implied)
1,899 sqft
Median rent (monthly)
$914
local
#231 of 3,220 cities
Homes for sale (inventory)
1,145
Median days on market
8
metro-area
#29 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
9.3%
state
#58 of 200 metros
Combined sales tax
7.00%
state
#64 of 200 metros
State income tax (top rate)
3.00%
Capital gains tax
3.05%
state
#49 of 200 metros
High earners
No special surtax
Social Security in retirement
Not taxed — does not tax Social Security benefits
Effective property tax rate
0.77%
local
#953 of 3,220 cities
Median property tax paid
$1,083
local
#141 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
75.8 years
metro-area
#127 of 200 metros
Healthcare (annual, single adult)
$6,600
state
#65 of 200 metros
Uninsured (share of residents)
7.9%
metro-area
#92 of 200 metros
Primary care providers per 100k
71
metro-area
#122 of 200 metros
Childcare (annual, infant, center)
$12,000
state
#110 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$200
state
#135 of 200 metros
Vehicle property tax (annual)
1.20% of value (~$336/yr)
state
#155 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties
DMV & license offices
9
Avg commute to work
22 min
local
#582 of 3,220 cities
Commute by driving alone
79.8%
metro-area
#176 of 200 metros
Solo drivers commuting 30+ min
21.9%
metro-area
#21 of 200 metros
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
17.9¢/kWh
state
#122 of 200 metros
Avg monthly electric bill
$161
state
#122 of 200 metros
Gasoline
$3.30/gal
state
#94 of 200 metros
Natural gas (avg monthly bill)
$72
state
#100 of 200 metros
Water & sewer (avg monthly bill)
$102
state
#93 of 200 metros
Home internet (avg monthly bill)
$81
state
#121 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,600
state
#80 of 200 metros
Auto insurance (annual)
$1,400
state
#18 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
81.5 — Relatively Moderate
metro-area
#36 of 200 metros
Flood insurance (annual, NFIP)
$600
state
#16 of 200 metros
Earthquake insurance (annual)
$100
state
#1 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
47
metro-area
#107 of 200 metros
Cooling degree-days (AC load)
900
metro-area
#66 of 200 metros
Homes with air conditioning (state)
94%
state
#64 of 200 metros
Heating degree-days (heat load)
5,700
metro-area
#141 of 200 metros
Days per year ≥ 90°F
13
metro-area
#61 of 200 metros
Days per year ≥ 100°F
0
metro-area
#5 of 200 metros
Avg summer high (state)
86°F
metro-area
#87 of 200 metros
Avg winter low
20°F
metro-area
#147 of 200 metros
Annual precipitation
43.6"
metro-area
#101 of 200 metros
Annual snowfall
25.5"
metro-area
#137 of 200 metros
Sunshine (% of possible)
55%
metro-area
#150 of 200 metros
Plant hardiness zone
6a
Frost window
04-30 → 10-15
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
360
state
#61 of 200 metros
Property crime (per 100k, state avg)
2,000
state
#83 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
39
metro-area
#123 of 200 metros
Parks
16
Hiking areas
7
Golf courses
20
Shooting ranges
8
Lakes
20
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.