San Juan, PR vs New York, NY
Moving from San Juan to New York? Here's what changes — from your equivalent salary to housing ($350,000 → $727,625 median home) and taxes.
San Juan vs New York at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Juan, PR, you'd need about $118,177 in New York, NY (+$18,177).
Livability — San Juan, PR: 56 · New York, NY: 43 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in San Juan vs 1,099 sqft in New York ($200 vs $455 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Juan, PR | New York, NY | Difference |
|---|---|---|---|
| Housing | $18,000 | $42,036 | +$24,036 |
| Groceries | $5,000 | $5,415 | +$415 |
| Transportation | $2,960 | $3,895 | +$935 |
| Utilities | $2,988 | $6,312 | +$3,324 |
| Insurance | $180 | $180 | +$0 |
| Taxes | $25,160 | $12,290 | −$12,870 |
| Total | $54,288 | $70,127 | +$15,839 |
Effective state & local tax rate on $100,000 — San Juan, PR: 25.2% · New York, NY: 12.3% (income + local + sales + property tax where applicable ÷ income)
Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.
Side by side
| Metric | San Juan, PR | New York, NY |
|---|---|---|
| Cost-of-living index | 100.0 | 112.6 |
| Unemployment rate | 13.00% | 6.55% |
| Population growth (5-yr) | -5.5% | -1.4% |
| Air quality (median AQI) | 49 | 52 |
| Big Mac price (est.) | $5.69 | $6.41 |
| Median home price | $350,000 | $727,625 |
| Home price ÷ income | 13.0× | 7.8× |
| 1-yr home appreciation | 3.0% | 4.1% |
| Price per square foot | $200 | $455 |
| Median rent | $1,500 | $3,503 |
| Total tax burden (state avg, Tax Foundation) | 11.0% | 15.9% |
| Combined sales tax | 11.50% | 8.52% |
| Capital gains tax | 33.00% | 10.90% |
| Property tax rate | 0.52% | 1.74% |
| Life expectancy at birth | — | 80.3 yrs |
| Healthcare (annual) | $5,000 | $7,800 |
| Uninsured (share of residents) | — | 6.9% |
| Primary care providers / 100k | — | 84 |
| Childcare (annual, infant) | $6,000 | $17,000 |
| Vehicle property tax | None | None |
| Days per year ≥ 90°F | 91 | 12 |
| Days per year ≥ 100°F | 0 | 0 |
| Homes with air conditioning (state) | — | 88% |
| Avg commute (min) | 30 | 36 |
| Commute by driving alone | — | 45.5% |
| Home insurance / yr | $1,200 | $1,600 |
| Auto insurance / yr | $1,200 | $2,100 |
| FEMA risk index (0–100, higher = more risk) | — | 96.8 — Relatively High |
| Flood insurance / yr | $1,300 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.0 | 29.4 |
| Gas $/gal | 3.40 | 3.45 |
| Natural gas / mo | $5 | $98 |
| Water & sewer / mo | $40 | $87 |
| Home internet / mo | $60 | $76 |
| Violent crime /100k (state avg) | 350 | 350 |
| Avg summer high °F | 88 | 83 |
| Avg winter low °F | 72 | 16 |
| Annual precipitation (in) | 57.0 | 49.5 |
| Annual snowfall (in) | 0.0 | 29.8 |
| Sunshine (% possible) | 65% | 58% |
| Permit difficulty (1–5) | 2 | 5 |
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