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Cost of living in Atlantic City, NJ

Livability score 61 · cost-of-living index 98.9 (US = 100)

Atlantic City, NJ
Photo: Bruce Emmerling via Commons · CC BY-SA 4.0

How Atlantic City compares

Where Atlantic City falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 99 — range 85 to 118 across all metros 99 Median home price $149k $1610k Median home price: $384k — range $149k to $1610k across all metros $384k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $202 — range $88 to $1074 across all metros $202 Combined sales tax 0.0% 11.5% Combined sales tax: 6.6% — range 0.0% to 11.5% across all metros 6.6% Property tax rate 0.28% 2.76% Property tax rate: 2.63% — range 0.28% to 2.76% across all metros 2.63% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 200 — range 110 to 1,000 across all metros 200 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 23.5 — range 12.3 to 46.6 across all metros 23.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 86° — range 65° to 104° across all metros 86° Avg winter low (°F) -2° 72° Avg winter low (°F): 23° — range -2° to 72° across all metros 23°

Map of Atlantic City

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 98.9 metro-area #136 of 200
Grocery index (US=100) 97.8 metro-area #133 of 200
Big Mac price (est.) $5.63 metro-area #134 of 200
Median household income $73,113 metro-area #89 of 200
Median wage (all occupations) $38,183 metro-area #125 of 200

Who lives here

MetricValueScopeUS rank
Median age 44.4 years metro-area #188 of 200
Bachelor's degree or higher (25+) 32.9% metro-area #104 of 200
Foreign-born residents 13.2% metro-area #50 of 200
Homes that are owner-occupied 71.2% metro-area #28 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 8.29% metro-area #193 of 200
Population growth (5-yr) +0.5% metro-area #158 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $384,211 metro-area #127 of 200
Home price ÷ income (affordability) 5.3× metro-area #126 of 200
1-yr home appreciation +3.9% metro-area #33 of 200
Price per square foot $202 metro-area #119 of 200
Typical home size (implied) 1,900 sqft
Median rent (monthly) $2,151 metro-area #168 of 200
Homes for sale (inventory) 1,434
Median days on market 25 metro-area #140 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 13.2% state #167 of 200
Combined sales tax 6.60% state #48 of 200
State income tax (top rate) 10.75%
Capital gains tax 10.75% state #168 of 200
High earners 10.75% top rate on income over $1M
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 2.63% metro-area #198 of 200
Median property tax paid $6,683 metro-area #193 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 75.9 years metro-area #125 of 200
Healthcare (annual, single adult) $7,600 state #179 of 200
Uninsured (share of residents) 8.5% metro-area #101 of 200
Primary care providers per 100k 67 metro-area #144 of 200
Childcare (annual, infant, center) $13,000 state #131 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $85 state #68 of 200
Vehicle property tax (annual) None state #1 of 200
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 4
Avg commute to work 26 min metro-area #131 of 200
Commute by driving alone 73.4% metro-area #76 of 200
Solo drivers commuting 30+ min 30.4% metro-area #89 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 23.5¢/kWh state #159 of 200
Avg monthly electric bill $212 state #159 of 200
Gasoline $3.25/gal state #83 of 200
Natural gas (avg monthly bill) $86 state #179 of 200
Water & sewer (avg monthly bill) $171 state #185 of 200
Home internet (avg monthly bill) $65 state #3 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,300 state #22 of 200
Auto insurance (annual) $2,000 state #116 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 92.5 — Relatively Moderate metro-area #124 of 200
Flood insurance (annual, NFIP) $900 state #152 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 35 metro-area #10 of 200
Cooling degree-days (AC load) 1,000 metro-area #78 of 200
Homes with air conditioning (state) 96% state #4 of 200
Heating degree-days (heat load) 4,900 metro-area #125 of 200
Days per year ≥ 90°F 5 metro-area #19 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 86°F metro-area #87 of 200
Avg winter low 23°F metro-area #128 of 200
Annual precipitation 44.1" metro-area #116 of 200
Annual snowfall 23.1" metro-area #127 of 200
Sunshine (% of possible) 55% metro-area #150 of 200
Plant hardiness zone 7a
Frost window 04-10 → 11-01

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 200 state #7 of 200
Property crime (per 100k, state avg) 1,300 state #8 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 120 metro-area #5 of 200
Parks 60
Hiking areas 15
Golf courses 15
Shooting ranges 4
Lakes 4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 5 state #165 of 200
Permit detail Very difficult; long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Atlantic City

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Marketing Managers $159,050
Financial Managers $142,490
Lawyers $142,360
Human Resources Managers $136,380
Dentists $132,240
Pharmacists $129,880
Physician Assistants $126,520
Construction Managers $117,930
Software Developers $116,950
General & Operations Managers $115,830
Data Scientists $100,580
Physical Therapists $99,120
Dental Hygienists $94,860
Registered Nurses $92,410
Civil Engineers $91,890
Mechanical Engineers $90,650
Accountants & Auditors $83,680
Elementary School Teachers $79,780
Police & Sheriff's Patrol Officers $79,550
Graphic Designers $66,990
Plumbers, Pipefitters & Steamfitters $63,530
Electricians $62,400
Carpenters $62,020
Welders, Cutters & Solderers $61,280
Heavy & Tractor-Trailer Truck Drivers $56,220
Medical Assistants $42,080

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