Rows tagged local are specific to Atlantic City (Census ACS); state rows are state averages; metro-area rows are inherited from Atlantic City, NJ. Home value is ACS owner-reported (not a Zillow sale price).
School score: 3/10 (district Atlantic City School District · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
98.9
metro-area
#136 of 200 metros
Grocery index (US=100)
97.8
metro-area
#133 of 200 metros
Big Mac price (est.)
$5.63
metro-area
#134 of 200 metros
Median household income
$35,188
local
#3188 of 3,220 cities
Median wage (all occupations)
$27,020
local
#3122 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
44.4 years
metro-area
#188 of 200 metros
Bachelor's degree or higher (25+)
32.9%
metro-area
#104 of 200 metros
Foreign-born residents
13.2%
metro-area
#50 of 200 metros
Homes that are owner-occupied
71.2%
metro-area
#28 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
13.07%
local
#3174 of 3,220 cities
Population growth (5-yr)
-1.5%
local
#2627 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$174,200
local
#423 of 3,220 cities
Home price ÷ income (affordability)
5.0×
local
#2357 of 3,220 cities
1-yr home appreciation
+3.9%
metro-area
#33 of 200 metros
Price per square foot
$92
local
#374 of 3,220 cities
Typical home size (implied)
1,900 sqft
Median rent (monthly)
$1,057
local
#562 of 3,220 cities
Homes for sale (inventory)
1,434
Median days on market
25
metro-area
#140 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
13.2%
state
#167 of 200 metros
Combined sales tax
6.60%
state
#48 of 200 metros
State income tax (top rate)
10.75%
Capital gains tax
10.75%
state
#168 of 200 metros
High earners
10.75% top rate on income over $1M
Social Security in retirement
Not taxed — does not tax Social Security benefits
Effective property tax rate
3.13%
local
#3184 of 3,220 cities
Median property tax paid
$5,448
local
#2315 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
75.9 years
metro-area
#125 of 200 metros
Healthcare (annual, single adult)
$7,600
state
#179 of 200 metros
Uninsured (share of residents)
8.5%
metro-area
#101 of 200 metros
Primary care providers per 100k
67
metro-area
#144 of 200 metros
Childcare (annual, infant, center)
$13,000
state
#131 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$85
state
#68 of 200 metros
Vehicle property tax (annual)
None
state
#1 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties
DMV & license offices
4
Avg commute to work
24 min
local
#872 of 3,220 cities
Commute by driving alone
73.4%
metro-area
#76 of 200 metros
Solo drivers commuting 30+ min
30.4%
metro-area
#89 of 200 metros
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
23.5¢/kWh
state
#159 of 200 metros
Avg monthly electric bill
$212
state
#159 of 200 metros
Gasoline
$3.25/gal
state
#83 of 200 metros
Natural gas (avg monthly bill)
$86
state
#179 of 200 metros
Water & sewer (avg monthly bill)
$171
state
#185 of 200 metros
Home internet (avg monthly bill)
$65
state
#3 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,300
state
#22 of 200 metros
Auto insurance (annual)
$2,000
state
#116 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
92.5 — Relatively Moderate
metro-area
#124 of 200 metros
Flood insurance (annual, NFIP)
$900
state
#152 of 200 metros
Earthquake insurance (annual)
$100
state
#1 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
35
metro-area
#10 of 200 metros
Cooling degree-days (AC load)
1,000
metro-area
#78 of 200 metros
Homes with air conditioning (state)
96%
state
#4 of 200 metros
Heating degree-days (heat load)
4,900
metro-area
#125 of 200 metros
Days per year ≥ 90°F
5
metro-area
#19 of 200 metros
Days per year ≥ 100°F
0
metro-area
#5 of 200 metros
Avg summer high (state)
86°F
metro-area
#87 of 200 metros
Avg winter low
23°F
metro-area
#128 of 200 metros
Annual precipitation
44.1"
metro-area
#116 of 200 metros
Annual snowfall
23.1"
metro-area
#127 of 200 metros
Sunshine (% of possible)
55%
metro-area
#150 of 200 metros
Plant hardiness zone
7a
Frost window
04-10 → 11-01
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
200
state
#7 of 200 metros
Property crime (per 100k, state avg)
1,300
state
#8 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
120
metro-area
#5 of 200 metros
Parks
60
Hiking areas
15
Golf courses
15
Shooting ranges
4
Lakes
4
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
5
state
#165 of 200 metros
Permit detail
Very difficult; long timelines
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.