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Cost of living in Denver, CO

Livability score 52 · cost-of-living index 105.8 (US = 100)

Denver, CO
Photo: Quintin Soloviev via Commons · CC BY 4.0

How Denver compares

Where Denver falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 106 — range 85 to 118 across all metros 106 Median home price $149k $1610k Median home price: $573k — range $149k to $1610k across all metros $573k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $302 — range $88 to $1074 across all metros $302 Combined sales tax 0.0% 11.5% Combined sales tax: 7.8% — range 0.0% to 11.5% across all metros 7.8% Property tax rate 0.28% 2.76% Property tax rate: 0.52% — range 0.28% to 2.76% across all metros 0.52% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 490 — range 110 to 1,000 across all metros 490 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 16.5 — range 12.3 to 46.6 across all metros 16.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 88° — range 65° to 104° across all metros 88° Avg winter low (°F) -2° 72° Avg winter low (°F): 18° — range -2° to 72° across all metros 18°

Map of Denver

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 105.8 metro-area #174 of 200
Grocery index (US=100) 101.6 metro-area #163 of 200
Big Mac price (est.) $6.02 metro-area #174 of 200
Median household income $96,920 metro-area #14 of 200
Median wage (all occupations) $52,179 metro-area #7 of 200

Who lives here

MetricValueScopeUS rank
Median age 37.2 years metro-area #62 of 200
Bachelor's degree or higher (25+) 48.4% metro-area #13 of 200
Foreign-born residents 12.1% metro-area #58 of 200
Homes that are owner-occupied 64.3% metro-area #124 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 4.26% metro-area #37 of 200
Population growth (5-yr) +5.7% metro-area #66 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $573,221 metro-area #179 of 200
Home price ÷ income (affordability) 5.9× metro-area #155 of 200
1-yr home appreciation -2.9% metro-area #188 of 200
Price per square foot $302 metro-area #174 of 200
Typical home size (implied) 1,900 sqft
Median rent (monthly) $1,910 metro-area #147 of 200
Homes for sale (inventory) 14,158
Median days on market 14 metro-area #76 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 9.7% state #73 of 200
Combined sales tax 7.77% state #108 of 200
State income tax (top rate) 4.40%
Capital gains tax 4.40% state #97 of 200
High earners No special surtax
Social Security in retirement Taxed — taxes Social Security benefits, but income thresholds and age rules exempt many retirees — check the state's own limits before assuming you would owe
Effective property tax rate 0.52% metro-area #22 of 200
Median property tax paid $2,708 metro-area #102 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 78.8 years metro-area #38 of 200
Healthcare (annual, single adult) $6,800 state #93 of 200
Uninsured (share of residents) 8.2% metro-area #97 of 200
Primary care providers per 100k 88 metro-area #43 of 200
Childcare (annual, infant, center) $16,000 state #150 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $400 state #193 of 200
Vehicle property tax (annual) 1.79% of value (~$501/yr) state #168 of 200
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 5
Avg commute to work 28 min metro-area #166 of 200
Commute by driving alone 65.2% metro-area #18 of 200
Solo drivers commuting 30+ min 41.7% metro-area #170 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 16.5¢/kWh state #83 of 200
Avg monthly electric bill $149 state #83 of 200
Gasoline $3.30/gal state #94 of 200
Natural gas (avg monthly bill) $65 state #89 of 200
Water & sewer (avg monthly bill) $120 state #127 of 200
Home internet (avg monthly bill) $87 state #185 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $2,800 state #149 of 200
Auto insurance (annual) $2,000 state #116 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: wildfire — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 90.6 — Relatively Moderate metro-area #110 of 200
Flood insurance (annual, NFIP) $550 state #7 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 64 metro-area #191 of 200
Cooling degree-days (AC load) 700 metro-area #25 of 200
Homes with air conditioning (state) 82% state #161 of 200
Heating degree-days (heat load) 5,500 metro-area #133 of 200
Days per year ≥ 90°F 31 metro-area #101 of 200
Days per year ≥ 100°F 1 metro-area #105 of 200
Avg summer high (state) 88°F metro-area #98 of 200
Avg winter low 18°F metro-area #159 of 200
Annual precipitation 15.4" metro-area #23 of 200
Annual snowfall 49.0" metro-area #170 of 200
Sunshine (% of possible) 69% metro-area #29 of 200
Plant hardiness zone 5b
Frost window 05-10 → 10-10

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 490 state #153 of 200
Property crime (per 100k, state avg) 2,900 state #173 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 45 metro-area #118 of 200
Parks 45
Hiking areas 27
Golf courses 27
Shooting ranges 3
Lakes 5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 3 state #87 of 200
Permit detail Moderate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Denver

Major public and private employers in the Denver, CO area.

EmployerSectorJobs
Denver International Airport transportation Search →
CommonSpirit Health Healthcare Search →
Denver Public Schools Education Search →
Lockheed Martin Aerospace/Defense Careers →
Charles Schwab Finance Careers →
Xcel Energy Energy Careers →

Salaries by occupation in Denver

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Lawyers $180,910
Financial Managers $171,110
Marketing Managers $170,110
Human Resources Managers $153,260
Pharmacists $147,610
Software Developers $134,990
General & Operations Managers $133,220
Physician Assistants $128,790
Dentists $127,800
Data Scientists $111,750
Construction Managers $109,710
Dental Hygienists $104,900
Mechanical Engineers $104,390
Police & Sheriff's Patrol Officers $100,790
Civil Engineers $99,450
Physical Therapists $99,290
Accountants & Auditors $88,770
Registered Nurses $87,330
Graphic Designers $65,520
Elementary School Teachers $64,170
Plumbers, Pipefitters & Steamfitters $64,030
Electricians $61,360
Web Developers $59,990
Heavy & Tractor-Trailer Truck Drivers $59,740
Carpenters $59,570
Welders, Cutters & Solderers $56,130
Medical Assistants $46,370

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