Home › MD › Hagerstown, MD Cost of living in Hagerstown, MD Livability score 64 · cost-of-living index 95.4 (US = 100)
How Hagerstown compares Where Hagerstown falls within the range of all 200 metros (marker = this city).
Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 95 — range 85 to 118 across all metros 95 Median home price $149k $1610k Median home price: $325k — range $149k to $1610k across all metros $325k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $171 — range $88 to $1074 across all metros $171 Combined sales tax 0.0% 11.5% Combined sales tax: 6.0% — range 0.0% to 11.5% across all metros 6.0% Property tax rate 0.28% 2.76% Property tax rate: 0.70% — range 0.28% to 2.76% across all metros 0.70% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 450 — range 110 to 1,000 across all metros 450 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 22.1 — range 12.3 to 46.6 across all metros 22.1 Avg summer high (°F) 65° 104° Avg summer high (°F): 88° — range 65° to 104° across all metros 88° Avg winter low (°F) -2° 72° Avg winter low (°F): 27° — range -2° to 72° across all metros 27° Map of Hagerstown Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
Map data © OpenStreetMap contributors · business listings via Google Maps
Cost of living Metric Value Scope US rank Cost-of-living index (US=100) 95.4 metro-area #95 of 200 Grocery index (US=100) 96.1 metro-area #74 of 200 Big Mac price (est.) $5.43 metro-area #95 of 200 Median household income $72,751 metro-area #92 of 200 Median wage (all occupations) $42,895 metro-area #62 of 200
Who lives here Metric Value Scope US rank Median age 40.4 years metro-area #153 of 200 Bachelor's degree or higher (25+) 23.5% metro-area #181 of 200 Foreign-born residents 5.4% metro-area #151 of 200 Homes that are owner-occupied 71.0% metro-area #31 of 200
Economy Metric Value Scope US rank Unemployment rate 4.84% metro-area #77 of 200 Population growth (5-yr) +13.0% metro-area #16 of 200
Housing — what your money buys Metric Value Scope US rank Median home price $324,997 metro-area #88 of 200 Home price ÷ income (affordability) 4.5× metro-area #81 of 200 1-yr home appreciation +2.6% metro-area #70 of 200 Price per square foot $171 metro-area #82 of 200 Typical home size (implied) 1,899 sqft Median rent (monthly) $1,596 metro-area #99 of 200 Homes for sale (inventory) 945 Median days on market 11 metro-area #57 of 200
Taxes Metric Value Scope US rank Total tax burden (est. % of income) 11.3% state #144 of 200 Combined sales tax 6.00% state #16 of 200 State income tax (top rate) 5.75% Capital gains tax 5.75% state #130 of 200 High earners No special surtax Social Security in retirement Not taxed — does not tax Social Security benefits Effective property tax rate 0.70% metro-area #55 of 200 Median property tax paid $1,708 metro-area #46 of 200
Health & childcare Metric Value Scope US rank Life expectancy at birth 73.9 years metro-area #174 of 200 Healthcare (annual, single adult) $7,200 state #139 of 200 Uninsured (share of residents) 7.4% metro-area #81 of 200 Primary care providers per 100k 49 metro-area #186 of 200 Childcare (annual, infant, center) $16,000 state #150 of 200
Vehicles & commute Metric Value Scope US rank Annual registration $135 state #121 of 200 Vehicle property tax (annual) None state #1 of 200 Emissions testing Required Emissions detail Required in major metro counties DMV & license offices 4 Avg commute to work 31 min metro-area #187 of 200 Commute by driving alone 77.4% metro-area #135 of 200 Solo drivers commuting 30+ min 41.4% metro-area #168 of 200
Utilities & fuel Metric Value Scope US rank Electricity 22.1¢/kWh state #156 of 200 Avg monthly electric bill $199 state #156 of 200 Gasoline $3.30/gal state #94 of 200 Natural gas (avg monthly bill) $88 state #181 of 200 Water & sewer (avg monthly bill) $106 state #109 of 200 Home internet (avg monthly bill) $82 state #129 of 200
Insurance Metric Value Scope US rank Home insurance (annual) $1,400 state #47 of 200 Auto insurance (annual) $1,900 state #86 of 200
Disaster risk & supplemental insurance Metric Value Scope US rank Main natural hazards Notable hazards: hurricanes — separate flood/quake/windstorm policies may be needed. FEMA National Risk Index (0–100, higher = more risk) 66.3 — Relatively Low metro-area #8 of 200 Flood insurance (annual, NFIP) $750 state #90 of 200 Earthquake insurance (annual) $100 state #1 of 200
Climate & air quality Metric Value Scope US rank Air quality (median AQI, lower=cleaner) 42 metro-area #57 of 200 Cooling degree-days (AC load) 1,200 metro-area #104 of 200 Homes with air conditioning (state) 91% state #115 of 200 Heating degree-days (heat load) 4,600 metro-area #110 of 200 Days per year ≥ 90°F 14 metro-area #63 of 200 Days per year ≥ 100°F 0 metro-area #5 of 200 Avg summer high (state) 88°F metro-area #98 of 200 Avg winter low 27°F metro-area #114 of 200 Annual precipitation 45.0" metro-area #125 of 200 Annual snowfall 19.3" metro-area #122 of 200 Sunshine (% of possible) 57% metro-area #121 of 200 Plant hardiness zone 7a Frost window 04-10 → 11-01
Safety Metric Value Scope US rank Violent crime (per 100k, state avg) 450 state #134 of 200 Property crime (per 100k, state avg) 2,000 state #83 of 200
Local amenities & recreation Metric Value Scope US rank Grocery stores 120 metro-area #5 of 200 Parks 60 Hiking areas 15 Golf courses 15 Shooting ranges 4 Lakes 4
Permits Metric Value Scope US rank Building permit difficulty (1–5) 4 state #147 of 200 Permit detail Difficult; zoning + review
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
Salaries by occupation in Hagerstown Local median pay, BLS OEWS. All occupations →
Occupation Median pay Dentists $143,510 Pharmacists $129,900 Financial Managers $121,940 Physician Assistants $120,920 Human Resources Managers $118,230 Software Developers $118,200 Marketing Managers $117,220 Mechanical Engineers $107,620 Physical Therapists $99,160 Construction Managers $96,920 Registered Nurses $83,890 Dental Hygienists $82,140 Civil Engineers $81,490 General & Operations Managers $81,150 Lawyers $80,270 Accountants & Auditors $67,120 Elementary School Teachers $60,910 Electricians $60,850 Police & Sheriff's Patrol Officers $60,720 Real Estate Sales Agents $54,360 Heavy & Tractor-Trailer Truck Drivers $50,410 Plumbers, Pipefitters & Steamfitters $48,690 Carpenters $48,540 Welders, Cutters & Solderers $47,680 Graphic Designers $46,240 Medical Assistants $39,840
Cities in the Hagerstown area
What your paycheck is really worth, city by city — cost of living, taxes,
housing and pay across 200 US metros and 3,220 towns.
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Estimates for guidance only — not financial or legal advice. Live/official data:
cost-of-living & grocery (BEA RPP); home price, rent, inventory, days-on-market (Zillow);
income & property tax (US Census ACS); electricity (US EIA); plant-hardiness (USDA);
crime (FBI UCR); local grocery, park, hiking, golf, shooting-range, lake & DMV
counts from Google Maps public listings.
Taxes (Tax Foundation) and insurance, emissions, permits, climate, wages and fuel use
sourced state/metro figures.
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