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Cost of living in San Diego, CA

Livability score 44 · cost-of-living index 110.7 (US = 100)

San Diego, CA
Photo: Dirk Hansen via Commons · CC BY-SA 3.0

How San Diego compares

Where San Diego falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 111 — range 85 to 118 across all metros 111 Median home price $149k $1610k Median home price: $946k — range $149k to $1610k across all metros $946k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $631 — range $88 to $1074 across all metros $631 Combined sales tax 0.0% 11.5% Combined sales tax: 8.8% — range 0.0% to 11.5% across all metros 8.8% Property tax rate 0.28% 2.76% Property tax rate: 0.72% — range 0.28% to 2.76% across all metros 0.72% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 500 — range 110 to 1,000 across all metros 500 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 35.3 — range 12.3 to 46.6 across all metros 35.3 Avg summer high (°F) 65° 104° Avg summer high (°F): 84° — range 65° to 104° across all metros 84° Avg winter low (°F) -2° 72° Avg winter low (°F): 45° — range -2° to 72° across all metros 45°

Map of San Diego

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)110.7metro-area#188 of 200
Grocery index (US=100)102.2metro-area#167 of 200
Big Mac price (est.)$6.30metro-area#188 of 200
Median household income$96,974metro-area#13 of 200
Median wage (all occupations)$46,264metro-area#33 of 200

Who lives here

MetricValueScopeUS rank
Median age37.1 yearsmetro-area#61 of 200
Bachelor's degree or higher (25+)42.1%metro-area#25 of 200
Foreign-born residents22.5%metro-area#18 of 200
Homes that are owner-occupied54.5%metro-area#194 of 200

Economy

MetricValueScopeUS rank
Unemployment rate6.34%metro-area#168 of 200
Population growth (5-yr)+0.2%metro-area#169 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$946,365metro-area#195 of 200
Home price ÷ income (affordability)9.8×metro-area#193 of 200
1-yr home appreciation-1.1%metro-area#160 of 200
Price per square foot$631metro-area#195 of 200
Typical home size (implied)1,500 sqft
Median rent (monthly)$2,951metro-area#192 of 200
Homes for sale (inventory)7,607
Median days on market16metro-area#90 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)13.5%state#169 of 200
Combined sales tax8.82%state#150 of 200
State income tax (top rate)13.30%
Capital gains tax13.30%state#180 of 200
High earners1% Mental Health Services surtax on income over $1M (13.3% top rate)
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate0.72%metro-area#61 of 200
Median property tax paid$5,214metro-area#180 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth80.3 yearsmetro-area#19 of 200
Healthcare (annual, single adult)$7,200state#139 of 200
Uninsured (share of residents)7.3%metro-area#78 of 200
Primary care providers per 100k84metro-area#58 of 200
Childcare (annual, infant, center)$19,000state#178 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$300state#174 of 200
Vehicle property tax (annual)0.65% of value (~$182/yr)state#115 of 200
Emissions testingRequired
Emissions detailSmog check every 2 years in most counties
DMV & license offices30
Avg commute to work26 minmetro-area#140 of 200
Commute by driving alone67.6%metro-area#28 of 200
Solo drivers commuting 30+ min37.3%metro-area#147 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity35.3¢/kWhstate#181 of 200
Avg monthly electric bill$317state#181 of 200
Gasoline$4.85/galstate#182 of 200
Natural gas (avg monthly bill)$72state#100 of 200
Water & sewer (avg monthly bill)$138state#159 of 200
Home internet (avg monthly bill)$83state#135 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,500state#51 of 200
Auto insurance (annual)$2,400state#154 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: wildfire, earthquakes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)99.7 — Very Highmetro-area#196 of 200
Flood insurance (annual, NFIP)$750state#90 of 200
Earthquake insurance (annual)$950state#182 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)71metro-area#195 of 200
Cooling degree-days (AC load)1,000metro-area#78 of 200
Homes with air conditioning (state)72%state#171 of 200
Heating degree-days (heat load)2,200metro-area#51 of 200
Days per year ≥ 90°F10metro-area#45 of 200
Days per year ≥ 100°F1metro-area#105 of 200
Avg summer high (state)84°Fmetro-area#37 of 200
Avg winter low45°Fmetro-area#20 of 200
Annual precipitation9.8"metro-area#10 of 200
Annual snowfall0.0"metro-area#1 of 200
Sunshine (% of possible)68%metro-area#34 of 200
Plant hardiness zone9b
Frost window01-31 → 12-31

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)500state#161 of 200
Property crime (per 100k, state avg)2,330state#112 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores66metro-area#99 of 200
Parks85
Hiking areas39
Golf courses39
Shooting ranges13
Lakes10

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)5state#165 of 200
Permit detailVery difficult; CEQA + local review, esp. SF/coastal

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in San Diego

Major public and private employers in the San Diego, CA area.

EmployerSectorJobs
U.S. Navy Government Careers →
University of California San Diego Education Search →
Sharp HealthCare Healthcare Search →
County of San Diego Government Search →
Qualcomm Tech Careers →
Kaiser Permanente Healthcare Careers →

Salaries by occupation in San Diego

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Marketing Managers $169,420
Lawyers $165,280
Financial Managers $164,580
Dentists $162,750
Human Resources Managers $160,930
Pharmacists $157,030
Software Developers $152,600
Physician Assistants $138,500
Registered Nurses $132,750
Data Scientists $127,300
Mechanical Engineers $122,350
Police & Sheriff's Patrol Officers $109,540
Dental Hygienists $108,530
Construction Managers $106,100
Physical Therapists $105,480
Civil Engineers $99,280
Elementary School Teachers $94,320
Web Developers $93,340
Accountants & Auditors $89,120
Electricians $72,680
Real Estate Sales Agents $72,550
Graphic Designers $66,240
Plumbers, Pipefitters & Steamfitters $64,100
Carpenters $61,730
Welders, Cutters & Solderers $59,060
Heavy & Tractor-Trailer Truck Drivers $55,880
Medical Assistants $46,850

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