S T SalaryCompareTool

Cost of living in San Diego, CA

Livability score 44 · cost-of-living index 110.7 (US = 100)

San Diego, CA
Photo: Dirk Hansen via Commons · CC BY-SA 3.0

How San Diego compares

Where San Diego falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 111 — range 85 to 118 across all metros 111 Median home price $149k $1610k Median home price: $946k — range $149k to $1610k across all metros $946k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $631 — range $88 to $1074 across all metros $631 Combined sales tax 0.0% 11.5% Combined sales tax: 8.8% — range 0.0% to 11.5% across all metros 8.8% Property tax rate 0.28% 2.76% Property tax rate: 0.72% — range 0.28% to 2.76% across all metros 0.72% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 500 — range 110 to 1,000 across all metros 500 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 35.3 — range 12.3 to 46.6 across all metros 35.3 Avg summer high (°F) 65° 104° Avg summer high (°F): 84° — range 65° to 104° across all metros 84° Avg winter low (°F) -2° 72° Avg winter low (°F): 45° — range -2° to 72° across all metros 45°

Map of San Diego

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 110.7 metro-area #188 of 200
Grocery index (US=100) 102.2 metro-area #167 of 200
Big Mac price (est.) $6.30 metro-area #188 of 200
Median household income $96,974 metro-area #13 of 200
Median wage (all occupations) $46,264 metro-area #33 of 200

Who lives here

MetricValueScopeUS rank
Median age 37.1 years metro-area #61 of 200
Bachelor's degree or higher (25+) 42.1% metro-area #25 of 200
Foreign-born residents 22.5% metro-area #18 of 200
Homes that are owner-occupied 54.5% metro-area #194 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 6.34% metro-area #168 of 200
Population growth (5-yr) +0.2% metro-area #169 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $946,365 metro-area #195 of 200
Home price ÷ income (affordability) 9.8× metro-area #193 of 200
1-yr home appreciation -1.1% metro-area #160 of 200
Price per square foot $631 metro-area #195 of 200
Typical home size (implied) 1,500 sqft
Median rent (monthly) $2,951 metro-area #192 of 200
Homes for sale (inventory) 7,607
Median days on market 16 metro-area #90 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 13.5% state #169 of 200
Combined sales tax 8.82% state #150 of 200
State income tax (top rate) 13.30%
Capital gains tax 13.30% state #180 of 200
High earners 1% Mental Health Services surtax on income over $1M (13.3% top rate)
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 0.72% metro-area #61 of 200
Median property tax paid $5,214 metro-area #180 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 80.3 years metro-area #19 of 200
Healthcare (annual, single adult) $7,200 state #139 of 200
Uninsured (share of residents) 7.3% metro-area #78 of 200
Primary care providers per 100k 84 metro-area #58 of 200
Childcare (annual, infant, center) $19,000 state #178 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $300 state #174 of 200
Vehicle property tax (annual) 0.65% of value (~$182/yr) state #115 of 200
Emissions testing Required
Emissions detail Smog check every 2 years in most counties
DMV & license offices 30
Avg commute to work 26 min metro-area #140 of 200
Commute by driving alone 67.6% metro-area #28 of 200
Solo drivers commuting 30+ min 37.3% metro-area #147 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 35.3¢/kWh state #181 of 200
Avg monthly electric bill $317 state #181 of 200
Gasoline $4.85/gal state #182 of 200
Natural gas (avg monthly bill) $72 state #100 of 200
Water & sewer (avg monthly bill) $138 state #159 of 200
Home internet (avg monthly bill) $83 state #135 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,500 state #51 of 200
Auto insurance (annual) $2,400 state #154 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: wildfire, earthquakes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 99.7 — Very High metro-area #196 of 200
Flood insurance (annual, NFIP) $750 state #90 of 200
Earthquake insurance (annual) $950 state #182 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 71 metro-area #195 of 200
Cooling degree-days (AC load) 1,000 metro-area #78 of 200
Homes with air conditioning (state) 72% state #171 of 200
Heating degree-days (heat load) 2,200 metro-area #51 of 200
Days per year ≥ 90°F 10 metro-area #45 of 200
Days per year ≥ 100°F 1 metro-area #105 of 200
Avg summer high (state) 84°F metro-area #37 of 200
Avg winter low 45°F metro-area #20 of 200
Annual precipitation 9.8" metro-area #10 of 200
Annual snowfall 0.0" metro-area #1 of 200
Sunshine (% of possible) 68% metro-area #34 of 200
Plant hardiness zone 9b
Frost window 01-31 → 12-31

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 500 state #161 of 200
Property crime (per 100k, state avg) 2,330 state #112 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 66 metro-area #99 of 200
Parks 85
Hiking areas 39
Golf courses 39
Shooting ranges 13
Lakes 10

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 5 state #165 of 200
Permit detail Very difficult; CEQA + local review, esp. SF/coastal

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in San Diego

Major public and private employers in the San Diego, CA area.

EmployerSectorJobs
U.S. Navy Government Careers →
University of California San Diego Education Search →
Sharp HealthCare Healthcare Search →
County of San Diego Government Search →
Qualcomm Tech Careers →
Kaiser Permanente Healthcare Careers →

Salaries by occupation in San Diego

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Marketing Managers $169,420
Lawyers $165,280
Financial Managers $164,580
Dentists $162,750
Human Resources Managers $160,930
Pharmacists $157,030
Software Developers $152,600
Physician Assistants $138,500
Registered Nurses $132,750
Data Scientists $127,300
Mechanical Engineers $122,350
Police & Sheriff's Patrol Officers $109,540
Dental Hygienists $108,530
Construction Managers $106,100
Physical Therapists $105,480
Civil Engineers $99,280
Elementary School Teachers $94,320
Web Developers $93,340
Accountants & Auditors $89,120
Electricians $72,680
Real Estate Sales Agents $72,550
Graphic Designers $66,240
Plumbers, Pipefitters & Steamfitters $64,100
Carpenters $61,730
Welders, Cutters & Solderers $59,060
Heavy & Tractor-Trailer Truck Drivers $55,880
Medical Assistants $46,850

Find a job in San Diego

Cities in the San Diego area

Ad · affiliate links

Compare San Diego with…

More CA metros →

Compare San Diego with cities abroad