CA metros
Cost of living across major CA metropolitan areas.
What living in CA costs
Across the 19 CA metros we track, the typical cost-of-living index is 110.3 against a national metro median of 95.7 — about 15% pricier than the typical US metro. That ranks CA 47 of the 48 states we cover, counting from the cheapest.
The state is not uniform: Merced, CA is the cheapest metro at 99.6, while San Francisco, CA runs 117.6 — a spread of 18% between them.
A typical CA home costs $796,761, or about 8.8× median household income, and typical rent is $2,637/mo.
Taxes in CA
CA levies a state income tax on top of the federal one. Effective property tax runs about 0.7% of home value in a typical CA metro, and combined state and local sales tax is around 8.8%.
Property tax is the one that scales with housing, so it bites hardest in the pricier metros above. Per-metro figures are on each metro page.
| Metro | COL index | Median home | Median rent |
|---|---|---|---|
| Los Angeles, CA | 114.7 | $968,608 | $2,909 |
| San Francisco, CA | 117.6 | $1,149,215 | $3,258 |
| Riverside, CA | 107.3 | $585,378 | $2,519 |
| San Diego, CA | 110.7 | $946,365 | $2,951 |
| Sacramento, CA | 109.1 | $582,707 | $2,283 |
| San Jose, CA | 113.1 | $1,610,466 | $3,625 |
| Fresno, CA | 104.0 | $409,749 | $2,020 |
| Bakersfield, CA | 102.4 | $364,264 | $1,788 |
| Oxnard, CA | 113.7 | $883,047 | $2,979 |
| Stockton, CA | 107.6 | $531,785 | $2,421 |
| Modesto, CA | 105.1 | $468,302 | $2,052 |
| Santa Rosa, CA | 110.3 | $796,761 | $2,637 |
| Visalia, CA | 101.5 | $363,064 | $1,775 |
| Vallejo, CA | 109.4 | $576,614 | $2,400 |
| Santa Maria, CA | 113.7 | $1,005,339 | $3,338 |
| Salinas, CA | 113.2 | $850,461 | $2,895 |
| Merced, CA | 99.6 | $419,171 | $1,975 |
| San Luis Obispo, CA | 111.0 | $909,699 | $2,855 |
| Santa Cruz, CA | 112.8 | $1,157,157 | $3,599 |
Cities & towns in CA (470)
Local property tax, home values and school scores for each place.