Home › OH › Toledo, OH Cost of living in Toledo, OH Livability score 72 · cost-of-living index 90.6 (US = 100)
How Toledo compares Where Toledo falls within the range of all 200 metros (marker = this city).
Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 91 — range 85 to 118 across all metros 91 Median home price $149k $1610k Median home price: $204k — range $149k to $1610k across all metros $204k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $124 — range $88 to $1074 across all metros $124 Combined sales tax 0.0% 11.5% Combined sales tax: 7.2% — range 0.0% to 11.5% across all metros 7.2% Property tax rate 0.28% 2.76% Property tax rate: 1.61% — range 0.28% to 2.76% across all metros 1.61% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 300 — range 110 to 1,000 across all metros 300 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 19.5 — range 12.3 to 46.6 across all metros 19.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 20° — range -2° to 72° across all metros 20° Map of Toledo Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
Map data © OpenStreetMap contributors · business listings via Google Maps
Cost of living Metric Value Scope US rank Cost-of-living index (US=100) 90.6 metro-area #36 of 200 Grocery index (US=100) 94.1 metro-area #37 of 200 Big Mac price (est.) $5.16 metro-area #36 of 200 Median household income $61,620 metro-area #166 of 200 Median wage (all occupations) $36,952 metro-area #148 of 200
Who lives here Metric Value Scope US rank Median age 38.0 years metro-area #86 of 200 Bachelor's degree or higher (25+) 29.6% metro-area #138 of 200 Foreign-born residents 3.5% metro-area #186 of 200 Homes that are owner-occupied 63.6% metro-area #135 of 200
Economy Metric Value Scope US rank Unemployment rate 5.95% metro-area #155 of 200 Population growth (5-yr) +6.5% metro-area #61 of 200
Housing — what your money buys Metric Value Scope US rank Median home price $203,726 metro-area #13 of 200 Home price ÷ income (affordability) 3.3× metro-area #10 of 200 1-yr home appreciation +2.7% metro-area #65 of 200 Price per square foot $124 metro-area #31 of 200 Typical home size (implied) 1,650 sqft Median rent (monthly) $1,302 metro-area #27 of 200 Homes for sale (inventory) 1,616 Median days on market 7 metro-area #18 of 200
Taxes Metric Value Scope US rank Total tax burden (est. % of income) 10.0% state #97 of 200 Combined sales tax 7.24% state #91 of 200 State income tax (top rate) 3.90% Capital gains tax 3.50% state #62 of 200 High earners No special surtax Social Security in retirement Not taxed — does not tax Social Security benefits Effective property tax rate 1.61% metro-area #159 of 200 Median property tax paid $2,564 metro-area #95 of 200
Health & childcare Metric Value Scope US rank Life expectancy at birth 74.5 years metro-area #160 of 200 Healthcare (annual, single adult) $6,400 state #32 of 200 Uninsured (share of residents) 6.6% metro-area #51 of 200 Primary care providers per 100k 79 metro-area #85 of 200 Childcare (annual, infant, center) $10,000 state #58 of 200
Vehicles & commute Metric Value Scope US rank Annual registration $100 state #83 of 200 Vehicle property tax (annual) None state #1 of 200 Emissions testing Required Emissions detail Required in major metro counties DMV & license offices 9 Avg commute to work 21 min metro-area #27 of 200 Commute by driving alone 80.6% metro-area #182 of 200 Solo drivers commuting 30+ min 21.0% metro-area #16 of 200
Utilities & fuel Metric Value Scope US rank Electricity 19.5¢/kWh state #130 of 200 Avg monthly electric bill $175 state #130 of 200 Gasoline $3.25/gal state #83 of 200 Natural gas (avg monthly bill) $78 state #139 of 200 Water & sewer (avg monthly bill) $104 state #101 of 200 Home internet (avg monthly bill) $76 state #20 of 200
Insurance Metric Value Scope US rank Home insurance (annual) $1,300 state #22 of 200 Auto insurance (annual) $1,300 state #9 of 200
Disaster risk & supplemental insurance Metric Value Scope US rank Main natural hazards Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed. FEMA National Risk Index (0–100, higher = more risk) 82.4 — Relatively Moderate metro-area #42 of 200 Flood insurance (annual, NFIP) $600 state #16 of 200 Earthquake insurance (annual) $100 state #1 of 200
Climate & air quality Metric Value Scope US rank Air quality (median AQI, lower=cleaner) 53 metro-area #157 of 200 Cooling degree-days (AC load) 800 metro-area #49 of 200 Homes with air conditioning (state) 94% state #64 of 200 Heating degree-days (heat load) 5,700 metro-area #141 of 200 Days per year ≥ 90°F 13 metro-area #61 of 200 Days per year ≥ 100°F 0 metro-area #5 of 200 Avg summer high (state) 85°F metro-area #59 of 200 Avg winter low 20°F metro-area #147 of 200 Annual precipitation 41.0" metro-area #89 of 200 Annual snowfall 63.8" metro-area #192 of 200 Sunshine (% of possible) 49% metro-area #182 of 200 Plant hardiness zone 6a Frost window 04-30 → 10-15
Safety Metric Value Scope US rank Violent crime (per 100k, state avg) 300 state #28 of 200 Property crime (per 100k, state avg) 1,800 state #52 of 200
Local amenities & recreation Metric Value Scope US rank Grocery stores 21 metro-area #162 of 200 Parks 41 Hiking areas 3 Golf courses 10 Shooting ranges 1 Lakes 22
Permits Metric Value Scope US rank Building permit difficulty (1–5) 2 state #1 of 200 Permit detail Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
Top employers in Toledo Major public and private employers in the Toledo, OH area.
Salaries by occupation in Toledo Local median pay, BLS OEWS. All occupations →
Occupation Median pay Dentists $157,010 Pharmacists $130,830 Marketing Managers $130,380 Human Resources Managers $129,540 Financial Managers $124,230 Physician Assistants $121,420 Lawyers $120,560 Software Developers $101,020 Construction Managers $100,230 Physical Therapists $96,540 Mechanical Engineers $93,740 General & Operations Managers $87,750 Civil Engineers $81,100 Registered Nurses $78,280 Dental Hygienists $75,130 Accountants & Auditors $73,100 Electricians $72,060 Data Scientists $71,480 Police & Sheriff's Patrol Officers $71,340 Plumbers, Pipefitters & Steamfitters $69,160 Web Developers $68,290 Elementary School Teachers $64,010 Carpenters $60,350 Heavy & Tractor-Trailer Truck Drivers $54,680 Graphic Designers $47,030 Welders, Cutters & Solderers $46,800 Medical Assistants $38,000 Real Estate Sales Agents $37,980
Cities in the Toledo area
What your paycheck is really worth, city by city — cost of living, taxes,
housing and pay across 200 US metros and 3,220 towns.
QuiltMap LLC Affiliate disclosure: some links on this site are affiliate links —
we may earn a commission when you use them, at no extra cost to you.
Estimates for guidance only — not financial or legal advice. Live/official data:
cost-of-living & grocery (BEA RPP); home price, rent, inventory, days-on-market (Zillow);
income & property tax (US Census ACS); electricity (US EIA); plant-hardiness (USDA);
crime (FBI UCR); local grocery, park, hiking, golf, shooting-range, lake & DMV
counts from Google Maps public listings.
Taxes (Tax Foundation) and insurance, emissions, permits, climate, wages and fuel use
sourced state/metro figures.
© 2026 SalaryCompareTool. All rights reserved.
A QuiltMap LLC company.
