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Cedar Rapids, IA

Rows tagged local are specific to Cedar Rapids (Census ACS); state rows are state averages; metro-area rows are inherited from Cedar Rapids, IA. Home value is ACS owner-reported (not a Zillow sale price).

School score: 7/10 (district Cedar Rapids Comm School District · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)90.0metro-area#30 of 200 metros
Grocery index (US=100)96.6metro-area#103 of 200 metros
Big Mac price (est.)$5.12metro-area#28 of 200 metros
Median household income$66,895local#2342 of 3,220 cities
Median wage (all occupations)$40,941local#2053 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age39.3 yearsmetro-area#120 of 200 metros
Bachelor's degree or higher (25+)32.8%metro-area#107 of 200 metros
Foreign-born residents4.5%metro-area#171 of 200 metros
Homes that are owner-occupied74.8%metro-area#11 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate3.86%local#981 of 3,220 cities
Population growth (5-yr)+5.1%local#1264 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price$167,900local#369 of 3,220 cities
Home price ÷ income (affordability)2.5×local#244 of 3,220 cities
1-yr home appreciation+3.6%metro-area#39 of 200 metros
Price per square foot$102local#510 of 3,220 cities
Typical home size (implied)1,649 sqft
Median rent (monthly)$886local#187 of 3,220 cities
Homes for sale (inventory)843
Median days on market9metro-area#43 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)11.2%state#140 of 200 metros
Combined sales tax6.94%state#50 of 200 metros
State income tax (top rate)3.80%
Capital gains tax3.80%state#70 of 200 metros
High earnersNo special surtax
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate1.76%local#2581 of 3,220 cities
Median property tax paid$2,949local#1220 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth78.7 yearsmetro-area#46 of 200 metros
Healthcare (annual, single adult)$6,400state#32 of 200 metros
Uninsured (share of residents)4.4%metro-area#10 of 200 metros
Primary care providers per 100k56metro-area#177 of 200 metros
Childcare (annual, infant, center)$11,000state#99 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration$400state#193 of 200 metros
Vehicle property tax (annual)1.00% of value (~$280/yr)state#140 of 200 metros
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices4
Avg commute to work18 minlocal#64 of 3,220 cities
Commute by driving alone76.8%metro-area#131 of 200 metros
Solo drivers commuting 30+ min20.5%metro-area#12 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity13.9¢/kWhstate#10 of 200 metros
Avg monthly electric bill$125state#10 of 200 metros
Gasoline$3.10/galstate#50 of 200 metros
Natural gas (avg monthly bill)$73state#130 of 200 metros
Water & sewer (avg monthly bill)$82state#50 of 200 metros
Home internet (avg monthly bill)$93state#197 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,700state#96 of 200 metros
Auto insurance (annual)$1,200state#3 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)77.3 — Relatively Lowmetro-area#17 of 200 metros
Flood insurance (annual, NFIP)$700state#61 of 200 metros
Earthquake insurance (annual)$100state#1 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)44metro-area#76 of 200 metros
Cooling degree-days (AC load)900metro-area#66 of 200 metros
Homes with air conditioning (state)97%state#1 of 200 metros
Heating degree-days (heat load)6,600metro-area#181 of 200 metros
Days per year ≥ 90°F12metro-area#54 of 200 metros
Days per year ≥ 100°F0metro-area#5 of 200 metros
Avg summer high (state)85°Fmetro-area#59 of 200 metros
Avg winter low12°Fmetro-area#187 of 200 metros
Annual precipitation35.0"metro-area#62 of 200 metros
Annual snowfall35.0"metro-area#147 of 200 metros
Sunshine (% of possible)55%metro-area#150 of 200 metros
Plant hardiness zone5b
Frost window05-10 → 10-10

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)300state#28 of 200 metros
Property crime (per 100k, state avg)1,800state#52 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores120metro-area#5 of 200 metros
Parks60
Hiking areas15
Golf courses15
Shooting ranges4
Lakes4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)2state#1 of 200 metros
Permit detailGenerally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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