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Cost of living in Cedar Rapids, IA

Livability score 72 · cost-of-living index 90.0 (US = 100)

Cedar Rapids, IA
Photo: ArtisticAbode via Commons · CC BY-SA 3.0

How Cedar Rapids compares

Where Cedar Rapids falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 90 — range 85 to 118 across all metros 90 Median home price $149k $1610k Median home price: $244k — range $149k to $1610k across all metros $244k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $148 — range $88 to $1074 across all metros $148 Combined sales tax 0.0% 11.5% Combined sales tax: 6.9% — range 0.0% to 11.5% across all metros 6.9% Property tax rate 0.28% 2.76% Property tax rate: 1.64% — range 0.28% to 2.76% across all metros 1.64% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 300 — range 110 to 1,000 across all metros 300 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 13.9 — range 12.3 to 46.6 across all metros 13.9 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 12° — range -2° to 72° across all metros 12°

Map of Cedar Rapids

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 90.0 metro-area #30 of 200
Grocery index (US=100) 96.6 metro-area #103 of 200
Big Mac price (est.) $5.12 metro-area #28 of 200
Median household income $75,477 metro-area #78 of 200
Median wage (all occupations) $43,889 metro-area #54 of 200

Who lives here

MetricValueScopeUS rank
Median age 39.3 years metro-area #120 of 200
Bachelor's degree or higher (25+) 32.8% metro-area #107 of 200
Foreign-born residents 4.5% metro-area #171 of 200
Homes that are owner-occupied 74.8% metro-area #11 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 3.63% metro-area #18 of 200
Population growth (5-yr) +3.6% metro-area #106 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $244,344 metro-area #38 of 200
Home price ÷ income (affordability) 3.2× metro-area #6 of 200
1-yr home appreciation +3.6% metro-area #39 of 200
Price per square foot $148 metro-area #62 of 200
Typical home size (implied) 1,650 sqft
Median rent (monthly) $1,234 metro-area #16 of 200
Homes for sale (inventory) 843
Median days on market 9 metro-area #43 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 11.2% state #140 of 200
Combined sales tax 6.94% state #50 of 200
State income tax (top rate) 3.80%
Capital gains tax 3.80% state #70 of 200
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 1.64% metro-area #163 of 200
Median property tax paid $3,067 metro-area #125 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 78.7 years metro-area #46 of 200
Healthcare (annual, single adult) $6,400 state #32 of 200
Uninsured (share of residents) 4.4% metro-area #10 of 200
Primary care providers per 100k 56 metro-area #177 of 200
Childcare (annual, infant, center) $11,000 state #99 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $400 state #193 of 200
Vehicle property tax (annual) 1.00% of value (~$280/yr) state #140 of 200
Emissions testing Not required
Emissions detail No vehicle emissions testing
DMV & license offices 4
Avg commute to work 20 min metro-area #8 of 200
Commute by driving alone 76.8% metro-area #131 of 200
Solo drivers commuting 30+ min 20.5% metro-area #12 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 13.9¢/kWh state #10 of 200
Avg monthly electric bill $125 state #10 of 200
Gasoline $3.10/gal state #50 of 200
Natural gas (avg monthly bill) $73 state #130 of 200
Water & sewer (avg monthly bill) $82 state #50 of 200
Home internet (avg monthly bill) $93 state #197 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,700 state #96 of 200
Auto insurance (annual) $1,200 state #3 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 77.3 — Relatively Low metro-area #17 of 200
Flood insurance (annual, NFIP) $700 state #61 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 44 metro-area #76 of 200
Cooling degree-days (AC load) 900 metro-area #66 of 200
Homes with air conditioning (state) 97% state #1 of 200
Heating degree-days (heat load) 6,600 metro-area #181 of 200
Days per year ≥ 90°F 12 metro-area #54 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 85°F metro-area #59 of 200
Avg winter low 12°F metro-area #187 of 200
Annual precipitation 35.0" metro-area #62 of 200
Annual snowfall 35.0" metro-area #147 of 200
Sunshine (% of possible) 55% metro-area #150 of 200
Plant hardiness zone 5b
Frost window 05-10 → 10-10

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 300 state #28 of 200
Property crime (per 100k, state avg) 1,800 state #52 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 120 metro-area #5 of 200
Parks 60
Hiking areas 15
Golf courses 15
Shooting ranges 4
Lakes 4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 2 state #1 of 200
Permit detail Generally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Cedar Rapids

Major public and private employers in the Cedar Rapids, IA area.

EmployerSectorJobs
Rockwell Collins Aerospace/Defense Careers →
Archer Daniels Midland Manufacturing Careers →
General Mills Manufacturing Careers →
Quaker Oats Manufacturing Careers →
St. Luke's Hospital Healthcare Careers →

Salaries by occupation in Cedar Rapids

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $166,900
Marketing Managers $132,720
Pharmacists $131,300
Physician Assistants $129,120
Lawyers $126,770
Financial Managers $122,630
Human Resources Managers $109,300
Construction Managers $108,770
Software Developers $102,850
Civil Engineers $94,170
Data Scientists $88,480
Physical Therapists $87,440
Mechanical Engineers $83,940
General & Operations Managers $81,290
Dental Hygienists $81,060
Plumbers, Pipefitters & Steamfitters $78,040
Accountants & Auditors $74,300
Police & Sheriff's Patrol Officers $68,760
Web Developers $67,230
Registered Nurses $67,150
Elementary School Teachers $62,570
Electricians $61,930
Heavy & Tractor-Trailer Truck Drivers $50,810
Carpenters $50,670
Graphic Designers $48,860
Real Estate Sales Agents $48,240
Welders, Cutters & Solderers $47,350
Medical Assistants $43,520

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