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Cedar Rapids, IA vs Houston, TX

Moving from Cedar Rapids to Houston? Here's what changes — from your equivalent salary to housing ($244,344 → $308,306 median home) and taxes.

Cedar Rapids, IA
Photo: ArtisticAbode via Commons · CC BY-SA 3.0
Houston, TX
Photo: Katie Haugland Brown via Commons · CC BY 2.0

Cedar Rapids vs Houston at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Cedar Rapids, IA Houston, TX Cost-of-living index Cedar Rapids, IA — Cost-of-living index: 90 90 Houston, TX — Cost-of-living index: 100 100 Median home price Cedar Rapids, IA — Median home price: $244k $244k Houston, TX — Median home price: $308k $308k Price per sqft Cedar Rapids, IA — Price per sqft: $148 $148 Houston, TX — Price per sqft: $147 $147 Median rent Cedar Rapids, IA — Median rent: $1,234 $1,234 Houston, TX — Median rent: $1,639 $1,639 Combined sales tax Cedar Rapids, IA — Combined sales tax: 6.9% 6.9% Houston, TX — Combined sales tax: 8.2% 8.2% Property tax rate Cedar Rapids, IA — Property tax rate: 1.64% 1.64% Houston, TX — Property tax rate: 1.79% 1.79% Violent crime /100k (state avg) Cedar Rapids, IA — Violent crime /100k (state avg): 300 300 Houston, TX — Violent crime /100k (state avg): 430 430 Electricity ¢/kWh Cedar Rapids, IA — Electricity ¢/kWh: 13.9 13.9 Houston, TX — Electricity ¢/kWh: 17.0 17.0 Avg commute (min) Cedar Rapids, IA — Avg commute (min): 20 20 Houston, TX — Avg commute (min): 30 30 Avg summer high °F Cedar Rapids, IA — Avg summer high °F: 85° 85° Houston, TX — Avg summer high °F: 96° 96° Avg winter low °F Cedar Rapids, IA — Avg winter low °F: 12° 12° Houston, TX — Avg winter low °F: 38° 38°

To keep the same standard of living as $100,000 in Cedar Rapids, IA, you'd need about $102,952 in Houston, TX (+$2,952).

Livability — Cedar Rapids, IA: 72 · Houston, TX: 75 (0–100).

What your home budget buys

A $500,000 home budget gets you about 3,376 sqft in Cedar Rapids vs 3,406 sqft in Houston ($148 vs $147 per sqft).

Annual cost breakdown (at $100,000)

CategoryCedar Rapids, IAHouston, TXDifference
Housing $14,808 $19,668 +$4,860
Groceries $4,831 $5,085 +$253
Transportation $3,150 $3,675 +$525
Utilities $4,476 $5,064 +$588
Insurance $180 $180 +$0
Taxes $6,229 $2,870 −$3,359
Total $33,674 $36,542 +$2,867

Effective state & local tax rate on $100,000 — Cedar Rapids, IA: 6.2% · Houston, TX: 2.9% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricCedar Rapids, IAHouston, TX
Cost-of-living index90.099.7
Unemployment rate3.63%5.96%
Population growth (5-yr)3.6%7.6%
Air quality (median AQI)4463
Big Mac price (est.)$5.12$5.67
Median home price$244,344$308,306
Home price ÷ income3.2×3.9×
1-yr home appreciation3.6%-2.0%
Price per square foot$148$147
Median rent$1,234$1,639
Total tax burden (state avg, Tax Foundation)11.2%8.6%
Combined sales tax6.94%8.20%
Capital gains tax3.80%None
Property tax rate1.64%1.79%
Life expectancy at birth78.7 yrs77.7 yrs
Healthcare (annual)$6,400$6,800
Uninsured (share of residents)4.4%19.6%
Primary care providers / 100k5661
Childcare (annual, infant)$11,000$9,500
Vehicle property tax1.00%None
Days per year ≥ 90°F1284
Days per year ≥ 100°F01
Homes with air conditioning (state)97%95%
Avg commute (min)2030
Commute by driving alone76.8%73.6%
Home insurance / yr$1,700$3,600
Auto insurance / yr$1,200$2,100
FEMA risk index (0–100, higher = more risk)77.3 — Relatively Low97.6 — Relatively High
Flood insurance / yr$700$900
Earthquake insurance / yr$100$100
Electricity ¢/kWh13.917.0
Gas $/gal3.103.00
Natural gas / mo$73$52
Water & sewer / mo$82$134
Home internet / mo$93$83
Violent crime /100k (state avg)300430
Avg summer high °F8596
Avg winter low °F1238
Annual precipitation (in)35.055.6
Annual snowfall (in)35.00.1
Sunshine (% possible)55%59%
Permit difficulty (1–5)22

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