FL metros
Cost of living across major FL metropolitan areas.
What living in FL costs
Across the 16 FL metros we track, the typical cost-of-living index is 101.3 against a national metro median of 95.7 — about 6% pricier than the typical US metro. That ranks FL 35 of the 48 states we cover, counting from the cheapest.
The state is not uniform: Tallahassee, FL is the cheapest metro at 95.6, while Miami, FL runs 112.1 — a spread of 17% between them.
A typical FL home costs $352,994, or about 5.1× median household income, and typical rent is $1,920/mo.
Taxes in FL
FL levies no state income tax, so the trade-off usually shows up in property and sales tax instead. Effective property tax runs about 0.8% of home value in a typical FL metro, and combined state and local sales tax is around 7%.
Property tax is the one that scales with housing, so it bites hardest in the pricier metros above. Per-metro figures are on each metro page.
| Metro | COL index | Median home | Median rent |
|---|---|---|---|
| Miami, FL | 112.1 | $475,622 | $2,693 |
| Tampa, FL | 102.5 | $360,738 | $2,018 |
| Orlando, FL | 101.6 | $387,733 | $1,977 |
| Jacksonville, FL | 99.6 | $352,994 | $1,701 |
| North Port, FL | 104.2 | $403,601 | $2,154 |
| Cape Coral, FL | 103.1 | $339,372 | $1,881 |
| Lakeland, FL | 97.7 | $298,816 | $1,849 |
| Deltona, FL | 99.1 | $330,725 | $1,804 |
| Palm Bay, FL | 101.3 | $344,841 | $1,920 |
| Pensacola, FL | 95.8 | $310,470 | $1,765 |
| Port St. Lucie, FL | 102.2 | $383,275 | $2,332 |
| Tallahassee, FL | 95.6 | $285,256 | $1,530 |
| Naples, FL | 106.5 | $556,339 | $2,739 |
| Ocala, FL | 95.8 | $273,318 | $1,615 |
| Gainesville, FL | 97.2 | $306,605 | $1,681 |
| Crestview, FL | 98.4 | $441,042 | $1,997 |
Cities & towns in FL (319)
Local property tax, home values and school scores for each place.