S T SalaryCompareTool

Cost of living in Pensacola, FL

Livability score 70 · cost-of-living index 95.8 (US = 100)

Pensacola, FL
Photo: Stepo114 via Commons · CC BY-SA 3.0

How Pensacola compares

Where Pensacola falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 96 — range 85 to 118 across all metros 96 Median home price $149k $1610k Median home price: $310k — range $149k to $1610k across all metros $310k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $168 — range $88 to $1074 across all metros $168 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 0.62% — range 0.28% to 2.76% across all metros 0.62% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 380 — range 110 to 1,000 across all metros 380 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 15.4 — range 12.3 to 46.6 across all metros 15.4 Avg summer high (°F) 65° 104° Avg summer high (°F): 91° — range 65° to 104° across all metros 91° Avg winter low (°F) -2° 72° Avg winter low (°F): 52° — range -2° to 72° across all metros 52°

Map of Pensacola

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)95.8metro-area#103 of 200
Grocery index (US=100)96.3metro-area#76 of 200
Big Mac price (est.)$5.45metro-area#100 of 200
Median household income$69,374metro-area#109 of 200
Median wage (all occupations)$36,757metro-area#151 of 200

Who lives here

MetricValueScopeUS rank
Median age38.9 yearsmetro-area#106 of 200
Bachelor's degree or higher (25+)29.7%metro-area#136 of 200
Foreign-born residents5.3%metro-area#157 of 200
Homes that are owner-occupied69.7%metro-area#49 of 200

Economy

MetricValueScopeUS rank
Unemployment rate5.65%metro-area#136 of 200
Population growth (5-yr)+7.0%metro-area#54 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$310,470metro-area#81 of 200
Home price ÷ income (affordability)4.5×metro-area#81 of 200
1-yr home appreciation+0.7%metro-area#119 of 200
Price per square foot$168metro-area#78 of 200
Typical home size (implied)1,850 sqft
Median rent (monthly)$1,765metro-area#129 of 200
Homes for sale (inventory)3,339
Median days on market30metro-area#151 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.1%state#38 of 200
Combined sales tax7.02%state#69 of 200
State income tax (top rate)None
Capital gains taxNonestate#1 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — has no state income tax, so Social Security is untaxed along with everything else
Effective property tax rate0.62%metro-area#36 of 200
Median property tax paid$1,440metro-area#33 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth74.1 yearsmetro-area#169 of 200
Healthcare (annual, single adult)$7,500state#163 of 200
Uninsured (share of residents)11.3%metro-area#142 of 200
Primary care providers per 100k69metro-area#128 of 200
Childcare (annual, infant, center)$10,000state#58 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$225state#153 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices4
Avg commute to work26 minmetro-area#138 of 200
Commute by driving alone72.9%metro-area#73 of 200
Solo drivers commuting 30+ min38.1%metro-area#156 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity15.4¢/kWhstate#45 of 200
Avg monthly electric bill$138state#41 of 200
Gasoline$3.35/galstate#111 of 200
Natural gas (avg monthly bill)$38state#3 of 200
Water & sewer (avg monthly bill)$88state#65 of 200
Home internet (avg monthly bill)$76state#20 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$4,200state#183 of 200
Auto insurance (annual)$2,900state#181 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)92.8 — Relatively Moderatemetro-area#126 of 200
Flood insurance (annual, NFIP)$1,400state#185 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)46metro-area#100 of 200
Cooling degree-days (AC load)3,600metro-area#180 of 200
Homes with air conditioning (state)96%state#4 of 200
Heating degree-days (heat load)500metro-area#4 of 200
Days per year ≥ 90°F49metro-area#129 of 200
Days per year ≥ 100°F1metro-area#105 of 200
Avg summer high (state)91°Fmetro-area#136 of 200
Avg winter low52°Fmetro-area#4 of 200
Annual precipitation60.0"metro-area#193 of 200
Annual snowfall0.0"metro-area#1 of 200
Sunshine (% of possible)62%metro-area#64 of 200
Plant hardiness zone10a
Frost window01-15 → 01-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)380state#75 of 200
Property crime (per 100k, state avg)1,950state#67 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores18metro-area#180 of 200
Parks25
Hiking areas15
Golf courses14
Shooting ranges3
Lakes5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Pensacola

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $155,490
Pharmacists $137,480
Financial Managers $135,810
Marketing Managers $126,540
Physician Assistants $111,070
Lawyers $110,330
Human Resources Managers $101,980
Construction Managers $97,660
Physical Therapists $95,010
Software Developers $94,660
General & Operations Managers $83,990
Civil Engineers $80,030
Dental Hygienists $77,680
Data Scientists $76,590
Web Developers $75,140
Registered Nurses $71,700
Accountants & Auditors $64,000
Police & Sheriff's Patrol Officers $50,170
Elementary School Teachers $48,420
Plumbers, Pipefitters & Steamfitters $48,030
Real Estate Sales Agents $47,450
Electricians $46,750
Welders, Cutters & Solderers $46,740
Graphic Designers $46,710
Heavy & Tractor-Trailer Truck Drivers $46,520
Carpenters $44,870
Medical Assistants $36,280

Find a job in Pensacola

Cities in the Pensacola area

Ad · affiliate links

Compare Pensacola with…

More FL metros →