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Cost of living in Omaha, NE

Livability score 69 · cost-of-living index 92.5 (US = 100)

Omaha, NE
Photo: Tony Webster from Minneapolis, Minnesota, United States via Commons · CC BY 2.0

How Omaha compares

Where Omaha falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 92 — range 85 to 118 across all metros 92 Median home price $149k $1610k Median home price: $310k — range $149k to $1610k across all metros $310k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $183 — range $88 to $1074 across all metros $183 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 1.71% — range 0.28% to 2.76% across all metros 1.71% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 330 — range 110 to 1,000 across all metros 330 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 13.3 — range 12.3 to 46.6 across all metros 13.3 Avg summer high (°F) 65° 104° Avg summer high (°F): 88° — range 65° to 104° across all metros 88° Avg winter low (°F) -2° 72° Avg winter low (°F): 14° — range -2° to 72° across all metros 14°

Map of Omaha

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)92.5metro-area#65 of 200
Grocery index (US=100)96.6metro-area#100 of 200
Big Mac price (est.)$5.26metro-area#64 of 200
Median household income$79,634metro-area#61 of 200
Median wage (all occupations)$45,495metro-area#37 of 200

Who lives here

MetricValueScopeUS rank
Median age36.5 yearsmetro-area#45 of 200
Bachelor's degree or higher (25+)39.1%metro-area#48 of 200
Foreign-born residents7.9%metro-area#105 of 200
Homes that are owner-occupied66.3%metro-area#102 of 200

Economy

MetricValueScopeUS rank
Unemployment rate3.42%metro-area#13 of 200
Population growth (5-yr)+5.7%metro-area#66 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$310,337metro-area#80 of 200
Home price ÷ income (affordability)3.9×metro-area#44 of 200
1-yr home appreciation+2.2%metro-area#82 of 200
Price per square foot$183metro-area#94 of 200
Typical home size (implied)1,700 sqft
Median rent (monthly)$1,444metro-area#62 of 200
Homes for sale (inventory)2,583
Median days on market8metro-area#29 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)11.5%state#148 of 200
Combined sales tax6.97%state#53 of 200
State income tax (top rate)5.20%
Capital gains tax5.20%state#123 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate1.71%metro-area#169 of 200
Median property tax paid$3,935metro-area#155 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth78.0 yearsmetro-area#65 of 200
Healthcare (annual, single adult)$6,600state#65 of 200
Uninsured (share of residents)6.8%metro-area#58 of 200
Primary care providers per 100k84metro-area#63 of 200
Childcare (annual, infant, center)$12,000state#110 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$150state#125 of 200
Vehicle property tax (annual)2.27% of value (~$636/yr)state#184 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices11
Avg commute to work21 minmetro-area#19 of 200
Commute by driving alone75.8%metro-area#110 of 200
Solo drivers commuting 30+ min21.8%metro-area#20 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity13.3¢/kWhstate#3 of 200
Avg monthly electric bill$120state#3 of 200
Gasoline$3.10/galstate#50 of 200
Natural gas (avg monthly bill)$79state#164 of 200
Water & sewer (avg monthly bill)$108state#115 of 200
Home internet (avg monthly bill)$75state#16 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$3,600state#164 of 200
Auto insurance (annual)$1,600state#51 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)85.0 — Relatively Moderatemetro-area#68 of 200
Flood insurance (annual, NFIP)$650state#41 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)50metro-area#132 of 200
Cooling degree-days (AC load)1,100metro-area#99 of 200
Homes with air conditioning (state)95%state#27 of 200
Heating degree-days (heat load)6,100metro-area#176 of 200
Days per year ≥ 90°F16metro-area#75 of 200
Days per year ≥ 100°F1metro-area#105 of 200
Avg summer high (state)88°Fmetro-area#98 of 200
Avg winter low14°Fmetro-area#185 of 200
Annual precipitation28.0"metro-area#45 of 200
Annual snowfall25.0"metro-area#135 of 200
Sunshine (% of possible)62%metro-area#64 of 200
Plant hardiness zone5b
Frost window05-10 → 10-10

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)330state#43 of 200
Property crime (per 100k, state avg)2,100state#95 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores54metro-area#109 of 200
Parks58
Hiking areas23
Golf courses21
Shooting ranges5
Lakes7

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)2state#1 of 200
Permit detailGenerally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Omaha

Major public and private employers in the Omaha, NE area.

EmployerSectorJobs
Offutt Air Force Base Government Careers →
Berkshire Hathaway Finance Careers →
Omaha Public Schools Education Search →
First National Bank of Omaha Finance Search →
CHI Health Healthcare Search →
University of Nebraska Omaha Education Search →

Salaries by occupation in Omaha

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $153,870
Financial Managers $133,210
Pharmacists $131,460
Human Resources Managers $128,660
Physician Assistants $123,930
Lawyers $116,050
Software Developers $112,130
Marketing Managers $111,930
Data Scientists $95,550
Civil Engineers $94,010
Construction Managers $91,710
Physical Therapists $87,210
Mechanical Engineers $86,240
Police & Sheriff's Patrol Officers $85,430
Dental Hygienists $82,730
General & Operations Managers $82,500
Web Developers $79,030
Registered Nurses $78,090
Accountants & Auditors $72,330
Plumbers, Pipefitters & Steamfitters $67,720
Elementary School Teachers $62,380
Electricians $61,530
Graphic Designers $56,280
Heavy & Tractor-Trailer Truck Drivers $51,780
Welders, Cutters & Solderers $49,340
Carpenters $48,320
Medical Assistants $41,080
Real Estate Sales Agents $38,020

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